SpringboardAuto Car Loan
in Auto Loans from SpringboardAutoClaimed
SpringboardAuto Car LoanClaimed
in Auto Loans from SpringboardAuto
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SpringboardAuto Car Loan Review
SpringboardAuto Car Loan is an auto purchase finance offering by SpringboardAuto, a direct lender based in Irvine, CA. Founded in 2015, SpringboardAuto offers auto loans in 29 states across the USA.
How much can you borrow via SpringboardAuto Car Loan?
SpringboardAuto Car Loan auto loan amounts start at $7,500 and go up to $40,000.
What APR does SpringboardAuto Car Loan offer on its auto loans?
SpringboardAuto Car Loan offers a fixed APR auto loan product that ranges from 5% APR up to 36% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with SpringboardAuto Car Loan?
SpringboardAuto Car Loan has auto loans with terms ranging from 24 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Does SpringboardAuto Car Loan charge an origination fee?Yes, SpringboardAuto Car Loan may charge a loan origination fee of $0 to $595
Does SpringboardAuto Car Loan charge a late fee?
Yes, SpringboardAuto Car Loan charges borrowers with a late payment penatly fee of up to $100
Does SpringboardAuto Car Loan charge prepayment fees?
No, SpringboardAuto Car Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like SpringboardAuto Car Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with SpringboardAuto Car Loan?
Applicants with a credit score of at least 500 can apply for a loan via SpringboardAuto Car Loan. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
Does SpringboardAuto Car Loan report loan payments to credit bureaus?
SpringboardAuto Car Loan may report credit data to the following credit reporting agencies:
- New Jersey
- New Mexico
- New York
- North Carolina
- South Carolina
- West Virginia
|No Prepayment Fee|
|Late Fee Amount||$100|
|Origination Fee ($)||$0 - $595|
|Credit Score Range||
500 - 850
|Immigration Status Considered||
|Minimum Annual Income||$24,000|
|Employment Statuses Considered||
|Maximum Vehicle Age||10|
|Supported Income Types||
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$7.5K - $40K|
|Loan Term||24 - 72 months|
|APR (Fixed APR)||5% - 36%|