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Last Updated: 04/18/2025

State Farm Vehicle Loans

in Auto Loans from State Farm

Last Updated: 04/18/2025

State Farm Vehicle Loans logo
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Amount Range

$5,000 - $250,000
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APR (Fixed APR)

Starting at 2.54%(Verified 06/21/2024)
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Credit Score Range

700 - 850
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Loan Term (Months)

Up to 84
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State Farm Vehicle Loans Review

State Farm Vehicle Loans is offered by State Farm, a financial services company founded in 1922 and based in Bloomington, IL. State Farm auto loans are available in 48 states.

State Farm auto loans FAQ

How much can you borrow via State Farm auto loans?

State Farm auto loans loan amounts start at $5,000 and go up to $250,000.

What APR does State Farm auto loans offer on its car loans?

State Farm auto loans offers a fixed apr car loan product that ranges from 2.54% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with State Farm auto loans?

State Farm auto loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does State Farm auto loans charge an origination fee?

Yes, State Farm auto loans may charge a loan origination fee .

Does State Farm auto loans charge a late fee?

Yes, State Farm auto loans charges borrowers with a late payment penatly fee

Does State Farm auto loans charge prepayment fees?

Yes, State Farm auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my State Farm auto loans loan?

Yes, you can. However, State Farm auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for State Farm Vehicle Loans?

Applicants with a credit score of at least 700 and up to 850 may be eligible for State Farm Vehicle Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
State Farm Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for a car loan via State Farm auto loans?

State Farm auto loans will typically fund the car loan within 7 business days of approval.

Does State Farm perform a hard credit pull?

Yes, State Farm auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is State Farm a legit company?

State Farm was founded in 1922, it is a well-established company that has been in business for 104 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

State Farm Vehicle Loans Disclosure: "Not all applicants will qualify for the 'as low as' Annual Percentage Rates (APR) shown. Factors that may impact the final Annual Percentage Rate offered include the applicant(s) Credit Score, Loan Amount, Term, Collateral Model Year, and Loan Type."

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from State Farm auto loans

Being a good neighbor is about more than just being there when things go completely wrong. It's also about being there for all of life's moments when things go perfectly right. With a passion for serving customers and giving back in our communities, we've been doing well by doing good for almost 100 years. And we're happy you decided to get to know us better. State Farm is a mutual company that makes its primary focus its policyholders. Our more than 58,000 employees and more than 19,000 independent contractor agents service 83 million policies and accounts throughout the U.S.

Contact

Headquarters

One State Farm Plaza
Bloomington, IL 61701
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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