TD Auto Finance Review

TD Auto Finance is offered by TD Bank, a bank founded in 1855 and based in Wilmington, DE. TD Auto Finance is available in 50 states (and Washington, DC).

What APR does TD Auto Finance offer on its auto loans?

TD Auto Finance offers an auto loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does TD Auto Finance charge an origination fee?

Yes, TD Auto Finance may charge a loan origination fee.

Does TD Auto Finance charge a late fee?

Yes, TD Auto Finance charges borrowers with a late payment penatly fee

Does TD Auto Finance charge prepayment fees?

Yes, TD Auto Finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my TD Auto Finance loan?

Yes, you can. However, TD Bank charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for TD Auto Finance?

TD Auto Finance does not have or does not disclose a minimum annual income eligibility requirement. TD Auto Finance only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by TD Auto Finance. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Government issued photo ID
• Proof of identity
• Proof of residence
• References

Does TD Auto Finance report your account activity to credit bureaus?

Yes, TD Auto Finance reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.