TD Auto Finance
TD Auto Finance
in Auto Loans from TD Bank

TD Auto Finance

in Auto Loans from TD Bank
SuperMoney Net Recommendation Score -87  


This product is strongly not recommended by SuperMoney users with a score of -87, equating to 1.3 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

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Credit Score Range N/A
Loan Amount N/A
APR  (Fixed APR) N/A
Loan Term (Months) N/A
Number of Reviews 31

TD Auto Finance Review

TD Auto Finance is offered by TD Bank savings accounts, a bank founded in 1855 and based in Wilmington, DE. TD Auto Finance are available in 50 states (and Washington, DC).

TD Auto finance FAQ

What APR does TD Auto finance offer on its car loans?

TD Auto finance offers a fixed apr car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does TD Auto finance charge an origination fee?

Yes, TD Auto finance may charge a loan origination fee.

Does TD Auto finance charge a late fee?

Yes, TD Auto finance charges borrowers with a late payment penatly fee

Does TD Auto finance charge prepayment fees?

Yes, TD Auto finance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my TD Auto finance loan?

Yes, you can. However, TD Auto finance charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for TD Auto Finance?

TD Auto Finance does not require or does not disclose a credit score minimum.

TD Auto Finance does not have or does not disclose a minimum annual income eligibility requirement. TD Auto Finance only considers borrowers who are employed.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TD Auto Finance.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Government issued photo ID
  • Proof of identity
  • Proof of residence
  • References

Does TD Auto Finance report your account activity to credit bureaus?

Yes, TD Auto Finance reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is TD Bank a legit company?

TD Bank was founded in 1855, it is a well-established company that has been in business for 168 years. TD Auto Finance are strongly not recommended by SuperMoney community users.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From TD Auto finance

TD Bank, America’s Most Convenient Bank, is one of the 10 largest banks in the U.S. with deep roots in the community dating back more than 150 years. TD Bank offers a broad array of retail, small business and commercial banking products and services to millions of customers through its extensive network of thousands of convenient locations and ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. TD Bank is headquartered in Cherry Hill, New Jersey. In addition to banking products, TD Bank and its subsidiaries provide clients with customized private banking and wealth management services through TD Wealth; and vehicle financing and dealer commercial services through TD Auto Finance.

TD Auto Finance is a competitive U.S. indirect auto financing company focused on providing you with a personal, worry-free and easy automotive finance experience. You can depend on us being a stable, reliable financing partner who will always be here to meet your needs. TD Auto Finance is a subsidiary of TD Bank, one of America's 10 largest banks.

Message From Our Editor

What we love about TD Auto Finance

TD Auto Finance is one of the top bank-owned auto financing companies in the United States. It has a lot of experience with providing auto financing offers and it typically has competitive interest rates and fees. It also offers a simple and clear repayment process. It also offers the option to transfer your vehicle to another creditworthy person if you’re unable to continue making payments, making it easy to transfer your car to someone else.

What could TD Auto Finance do better?

TD Auto Finance isn’t perfect. One of its biggest issues is that it often has trouble providing titles to car owners once they finish paying off their loan. If you want to get your car’s title quickly after finishing repayment, TD might not be the right choice.

TD Auto Finance also has some issues with customer service. The customer service line is open Monday through Saturday and closed on Sundays, but call wait times can sometimes exceed an hour, making it difficult to get help when you need it. You may have more luck sending messages through your account portal and waiting for a written response.

TD Auto Finance‘s backstory

TD Bank is the subsidiary of the Canadian Toronto-Dominion Bank. It was founded in 1852 and mainly serves the Eastern United States. TD Auto Finance is owned by TD Bank. Formerly Chrysler Financial, TD Auto Finance was acquired by TD Bank in 2010 and now serves 25 million customers worldwide.

The Verdict

 TD Auto Finance isn’t the best auto lender on the market, but there’s no reason that you shouldn’t consider it. Whenever you’re making a financial decision it’s in your best interest to shop around for the best deal. TD Auto Finance is worth including in your comparison shopping.


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Proof of Residence
  • References
  • Government Issued Photo ID
Credit Bureau Reporting
  • Experian
  • Equifax
Payment Options
  • Automatic Payments
  • Check by mail
  • Credit/Debit Card
APR Type Fixed APR

TD Auto Finance Community Reviews


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This product is strongly not recommended by SuperMoney users with a score of -87, equating to 1.3 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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