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Last Updated: 04/18/2025

Truist Bank Auto Loan

in Auto Loans from Truist Financial Corporation

Last Updated: 04/18/2025

Truist Financial Corporation logo
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Amount Range

Starting at $3,500

APR (Fixed APR)

5.82% - 12.97%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
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Truist Bank Auto Loan Review

Truist Bank Auto Loan is offered by Truist Financial Corporation, a bank founded in 2019 and based in Charlotte, NC. Truist Bank Auto Loan are available in 50 states and Washington, DC.

Truist Bank Auto Loan FAQ

How much can you borrow via Truist Bank Auto Loan?

Truist Bank Auto Loan loan amounts start at $3,500 .

What APR does Truist Bank Auto Loan offer on its car loans?

Truist Bank Auto Loan offers a fixed apr car loan product that ranges from 5.82% APR up to 12.97% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Truist Bank Auto Loan?

Truist Bank Auto Loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Truist Bank Auto Loan charge an origination fee?

Yes, Truist Bank Auto Loan may charge a loan origination fee .

Does Truist Bank Auto Loan charge a late fee?

Yes, Truist Bank Auto Loan charges borrowers with a late payment penatly fee

Does Truist Bank Auto Loan charge prepayment fees?

Yes, Truist Bank Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Truist Bank Auto Loan loan?

Yes, you can. However, Truist Bank Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Truist Bank Auto Loan?

Truist Bank Auto Loan does not require or does not disclose a credit score minimum.
Truist Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Truist Bank Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Truist Financial Corporation perform a hard credit pull?

Yes, Truist Bank Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Truist Financial Corporation a legit company?

Truist Financial Corporation was founded in 2019. It is an established company that has been in business for 7 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

214 N. Tryon St.
Charlotte, NC 28202
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 8:00PM
Tuesday
8:00AM - 8:00PM
Wednesday
8:00AM - 8:00PM
Thursday
8:00AM - 8:00PM
Friday
8:00AM - 8:00PM
Saturday
8:00AM - 5:00PM

Other Services by Truist Financial Corporation