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Last Updated: 04/18/2025

TruWest Credit Union Auto Loans

from TruWest Credit Union

Last Updated: 04/18/2025

TruWest Credit Union logo
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Amount Range

N/A


APR (Variable APR)

6.37% - 11.50%(Verified 06/21/2024)

Credit Score Range

N/A


Loan Term (Months)

Up to 84

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TruWest Credit Union Auto Loans Review

TruWest Credit Union Auto Loans is offered by TruWest Credit Union, a credit union founded in 1952 and based in Scottsdale, AZ. truwest credit card are available in 50 states and Washington, DC.

truwest credit card FAQ

What APR does truwest credit card offer on its car loans?

truwest credit card offers a variable APR car loan product that ranges from 6.37% APR up to 11.50% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with truwest credit card?

truwest credit card has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does truwest credit card charge an origination fee?

Yes, truwest credit card may charge a loan origination fee .

Does truwest credit card charge a late fee?

Yes, truwest credit card charges borrowers with a late payment penalty fee

Does truwest credit card charge prepayment fees?

Yes, truwest credit card does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my truwest credit card loan?

Yes, you can. However, truwest credit card charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for TruWest Credit Union Auto Loans?

TruWest Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
TruWest Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TruWest Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does TruWest Credit Union perform a hard credit pull?

Yes, truwest credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is truwest credit union a legit company?

truwest credit union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

7333 N Vía Paseo Del Sur
Scottsdale, AZ 85258
(855) 878-9378
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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Personal Lines of Credit

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Home Equity Lines of Credit

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Home Equity Loans

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Other Auto Loans from TruWest Credit Union

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Amount Range

N/A

APR

8.00% - 10.75%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

Up to 180
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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

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-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

TruWest Credit Union Auto Loans Community Reviews

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