|APR (Variable APR)||
6.37% - 11.50%
|Loan Term (Months)||Up to 84 months|
|Credit Score Range||N/A|
TruWest Credit Union Auto Loans Review
TruWest Credit Union Auto Loans is offered by truwest credit union, a credit union founded in 1952 and based in Scottsdale, AZ. truwest credit card are available in 50 states (and Washington, DC).
truwest credit card FAQ
What APR does truwest credit card offer on its car loans?
truwest credit card offers a variable APR car loan product that ranges from 6.37% APR up to 11.50% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with truwest credit card?
truwest credit card has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does truwest credit card charge an origination fee?
Yes, truwest credit card may charge a loan origination fee.
Does truwest credit card charge a late fee?
Yes, truwest credit card charges borrowers with a late payment penatly fee
Does truwest credit card charge prepayment fees?
Yes, truwest credit card does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my truwest credit card loan?
Yes, you can. However, truwest credit card charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for TruWest Credit Union Auto Loans?TruWest Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
TruWest Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. TruWest Credit Union Auto Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via TruWest Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TruWest Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
Is TruWest Credit Union a legit company?
TruWest Credit Union was founded in 1952, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Other Services by TruWest Credit Union
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- Washington, DC
- West Virginia
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|APR Type||Variable APR|
|APR (Variable APR)||
6.37% - 11.50%
|Loan Term||Up to 84 months|