Up2Drive Auto Loan
in Auto Loans from Up2DriveUnaffiliated
Up2Drive Auto LoanUnaffiliated
in Auto Loans from Up2Drive
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Up2Drive Auto Loan Review
Up2Drive Auto Loan is offered by Up2Drive, a direct lender founded in 1993 and based in Hilliard, OH. Up2Drive Auto Loan is offered in 50 states across the USA.
How much can you borrow via Up2Drive Auto Loan?
Up2Drive Auto Loan auto loan amounts start at $7,500 and go up to $50,000.
What APR does Up2Drive Auto Loan offer on its auto loans?
Up2Drive Auto Loan offers an auto loan product that ranges from 3.19% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Up2Drive Auto Loan?
Up2Drive Auto Loan has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Up2Drive Auto Loan charge an origination fee?
Yes, Up2Drive Auto Loan may charge a loan origination fee.
Does Up2Drive Auto Loan charge a late fee?
Yes, Up2Drive Auto Loan charges borrowers with a late payment penatly fee
Does Up2Drive Auto Loan charge prepayment fees?
Yes, Up2Drive Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Up2Drive Auto Loan loan?
Yes, you can. However, Up2Drive charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What do you need to qualify for Up2Drive Auto Loan?
Applicants with a credit score of at least 650 and up to 850 are eligible for Up2Drive Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Up2Drive Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Up2Drive Auto Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Up2Drive Auto Loan. Their rates fall within the limits of The Military Lending Act.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
- Proof of citizenship or residence permit
What is the estimated funding time for an auto loan via Up2Drive Auto Loan?Up2Drive Auto Loan will typically fund the loan within 7 business days of approval.
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Credit Score Range||
650 - 850
|Immigration Status Considered||
|Employment Statuses Considered||
|Joint Loan Applications Accepted||
|Verification Documents Required||
|Loan Amount||$7.5K - $50K|
|Loan Term||Up to 72|
|APR||Starting at 3.19%|