Wells Fargo Auto Loans

in Auto Loans

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Wells Fargo Auto Loans


in Auto Loans

SuperMoney Net Recommendation Score -88% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
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7 users don't recommend
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Where does Wells Fargo Auto Loans do business?

Wells Fargo Auto Loans is a bank based in San Francisco, CA. It was founded in 1852 and offers auto loans in 49 states (and Washington, DC).

How much can you borrow via Wells Fargo Auto Loans?

Wells Fargo Auto Loans auto loan amounts start at $5,000 and go up to $300,000.

What APR does Wells Fargo Auto Loans offer on its auto loans?

Wells Fargo Auto Loans has a variable APR that ranges from 3.12% up to 19.51%.

What is the maximum loan term you can get with Wells Fargo Auto Loans?

Wells Fargo Auto Loans has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Wells Fargo Auto Loans charge an origination fee?

Yes, Wells Fargo Auto Loans may charge a loan origination fee.

Does Wells Fargo Auto Loans charge a late fee?

Yes, Wells Fargo Auto Loans charges borrowers with a late payment penatly fee

Does Wells Fargo Auto Loans charge prepayment fees?

No, Wells Fargo Auto Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Wells Fargo Auto Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Wells Fargo Auto Loans?

Applicants with a credit score of at least 650 can apply for a loan via Wells Fargo Auto Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for an auto loan via Wells Fargo Auto Loans?

Wells Fargo Auto Loans will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.


WELLS FARGO AUTO LOANS Disclosure: "Customers who qualified for our lowest APRs have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the car’s value. The APR includes a relationship discount of 0.25%."
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Other Services by Wells Fargo Auto Loans


Available in 49 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Application Fee
Minimum Age
Credit Score Range
650 - 850
850 300 650
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$5K - $300K
$12 $100K+
Loan Term (Months)
Up to
3.12% - 19.51%
0% 36%+


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