Wells Fargo Auto Loans is a direct lender based in San Francisco, CA. It was founded in 1852 and offers auto loans in 49 states across the USA (and Washington, DC).
Wells Fargo Auto Loans offers auto loans with APRs starting at 3.12% and up to 19.51%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Wells Fargo Auto Loans offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay.
Yes, Wells Fargo Auto Loans charges a loan origination fee .
Yes, Wells Fargo Auto Loans charges borrowers with a late payment penatly fee.
No, Wells Fargo Auto Loans will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like Wells Fargo Auto Loans that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Wells Fargo Auto Loans requires borrowers to have a credit score of at least 650 to apply.
To qualify, applicants must provide the following documentation:
Wells Fargo Auto Loans will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval