Westlake Financial Auto Loan

Westlake Financial Auto Loan Review

Westlake Financial Auto Loan is offered by Westlake Financial Services, a financial services company founded in 1988 and based in Los Angeles, CA. Westlake Financial Auto Loan are available in 48 states (and Washington, DC).

Westlake Financial auto loan FAQ

How much can you borrow via Westlake Financial auto loan?

Westlake Financial auto loan loan amounts start at $1,000 and go up to $25,000.

What APR does Westlake Financial auto loan offer on its car loans?

Westlake Financial auto loan offers a fixed apr car loan product that ranges from 1% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Westlake Financial auto loan?

Westlake Financial auto loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Westlake Financial auto loan charge an origination fee?

Yes, Westlake Financial auto loan may charge a loan origination fee.

Does Westlake Financial auto loan charge a late fee?

Yes, Westlake Financial auto loan charges borrowers with a late payment penatly fee

Does Westlake Financial auto loan charge prepayment fees?

No, Westlake Financial auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Westlake Financial auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Westlake Financial auto loan loan?

Yes, you can. Westlake Financial auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Westlake Financial Auto Loan?

When it comes to credit scores, Westlake Financial Services doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Westlake Financial Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Westlake Financial Auto Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Westlake Financial Auto Loan. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Westlake Financial auto loan?

Is Westlake Financial Services a legit company?

Westlake Financial Services was founded in 1988, it is a well-established company that has been in business for 35 years. Westlake Financial Auto Loan are strongly not recommended by SuperMoney community users.