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Last Updated: 04/18/2025

Westlake Financial Auto Loan

in Auto Loans from Westlake Financial Services

Last Updated: 04/18/2025

Strongly not recommended41 total votes

5 users recommend

36 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Amount Range

$1,000 - $25,000

APR (Fixed APR)

Starting at 1%(Verified 06/21/2024)

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Credit Score Range

300 - 850

Loan Term (Months)

Up to 72

Number of Reviews

Westlake Financial Auto Loan Review

Westlake Financial Auto Loan is offered by Westlake Financial Services, a financial services company founded in 1988 and based in Los Angeles, CA. Westlake Financial auto loan are available in 48 states and Washington, DC.

Westlake Financial auto loan FAQ

How much can you borrow via Westlake Financial auto loan?

Westlake Financial auto loan loan amounts start at $1,000 and go up to $25,000.

What APR does Westlake Financial auto loan offer on its car loans?

Westlake Financial auto loan offers a fixed apr car loan product that ranges from 1% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Westlake Financial auto loan?

Westlake Financial auto loan has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Westlake Financial auto loan charge an origination fee?

Yes, Westlake Financial auto loan may charge a loan origination fee .

Does Westlake Financial auto loan charge a late fee?

Yes, Westlake Financial auto loan charges borrowers with a late payment penatly fee

Does Westlake Financial auto loan charge prepayment fees?

No, Westlake Financial auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Westlake Financial auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Westlake Financial auto loan loan?

Yes, you can. Westlake Financial auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Westlake Financial Auto Loan?

When it comes to credit scores, Westlake Financial Auto Loan doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Westlake Financial Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Driver's license or other government photo ID
Proof of citizenship or residence permit

What is the estimated funding time for a car loan via Westlake Financial auto loan?

Westlake Financial auto loan will typically fund the car loan within 7 business days of approval.

Does Westlake Financial Services perform a hard credit pull?

Yes, Westlake Financial auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Westlake Financial Services a legit company?

Westlake Financial Services was founded in 1988, it is a well-established company that has been in business for 38 years. Westlake Financial Auto Loan is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Westlake Financial auto loan

Westlake Financial Services is the largest privately held finance company in the United States with demonstrated growth year over year. We continue to expand our teams, our diversified business model, and more importantly, we begin to cement our role as a future leader in the automotive industry.

We have passion for what we do, thrive on innovation and the challenges of change; and foster a sense of ownership while having fun as we strive to be the best.

Avoid spending unnecessary time at the dealership and complete your car buying process from the comfort of your home! Get pre-qualified for your next auto loan before you step inside the dealership. Westlake allows you to browse vehicles you are approved on and personalize your financing terms and payment options without impacting your credit score. Now you’re in control of your next vehicle purchase!

Contact

Headquarters

4751 Wilshire Blvd #100

Los Angeles, CA 90010

(888) 893-7937

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