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ACE Cash Express Title Loans

in Auto Title Loans from ACE Cash Express Inc

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ACE Cash Express Title Loans

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in Auto Title Loans from ACE Cash Express Inc

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
Community Rating

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Credit Score Range 300 - 640
Loan Amount $100 - $5,000
APR  (Fixed APR) 152.08% - 890.4%

ACE Cash Express Title Loans Review

ACE Cash Express Title Loans is offered by ACE Cash Express Inc, a direct lender founded in 1968 and based in Irving, TX. ACE Cash Express Title Loans is available in 8 states across the USA.

ACE Cash Express Title Loans FAQ

What rates does ACE Cash Express Title Loans charge?

ACE Cash Express Title Loans offers auto title loans with a fixed APR that ranges from 152.08% up to 890.4%.

Does ACE Cash Express Title Loans charge an origination fee?

Yes, ACE Cash Express Title Loans charges a loan origination fee.

Does ACE Cash Express Title Loans charge a late fee?

Yes, ACE Cash Express Title Loans charges borrowers a late payment fee.

Does ACE Cash Express Title Loans charge prepayment fees?

No, ACE Cash Express Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from ACE Cash Express Title Loans?

Loan amounts start at $100 and go up to $5,000.

What is the maximum loan term you can get with ACE Cash Express Title Loans?

ACE Cash Express Title Loans offers auto title loans with a maximum term of 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for ACE Cash Express Title Loans?

To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

ACE Cash Express Title Loans does not have or does not disclose a minimum annual income eligibility requirement. ACE Cash Express Title Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the ACE Cash Express Title Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by ACE Cash Express Title Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto title loan via ACE Cash Express Title Loans?

ACE Cash Express Title Loans will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 business days.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1231 Greenway Drive, Suite 600
    Irving, TX 75038
  •   Visit Site

Other Services by ACE Cash Express Inc

Availability

  Available in 8 states
  • Arizona
  • Georgia
  • Louisiana
  • New Mexico
  • Ohio
  • Oregon
  • Tennessee
  • Texas

Feature Breakdown

No Prepayment Fee  
Clean Title Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted Cosigner
Maximum Vehicle Age 25
Military Status Non-Military
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Vehicle Requirements
  • Clear Title
  • Vehicle Paid Off
Verification Documents Required
  • Proof of Income
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Score Range 300 - 640
Loan Term Up to 12 months
Loan Amount $100 - $5,000
APR (Fixed APR) 152.08% - 890.4%

ACE Cash Express Title Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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