Last Updated: 04/18/2025
ACE Cash Express Title Loans
Claimed
Last Updated: 04/18/2025
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Highlights
Amount Range
$100 - $5,000
APR (Fixed APR)
152.08% - 890.4%(Verified 06/21/2024)
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Credit Score Range
300 - 640
ACE Cash Express Title Loans Review
ACE Cash Express Title Loans is offered by ACE Cash Express Inc, a direct lender founded in 1968 and based in Irving, TX. ACE Cash Express Title Loans are available in 8 states.
ACE Cash Express Title Loans FAQ
What rates does ACE Cash Express Title Loans charge?
ACE Cash Express Title Loans offers auto equity loans with a fixed APR that ranges from 152.08% up to 890.4% .
Does ACE Cash Express Title Loans charge an origination fee?
Yes, ACE Cash Express Title Loans charges a loan origination fee .
Does ACE Cash Express Title Loans charge a late fee?
Yes, ACE Cash Express Title Loans charges borrowers a late payment fee .
Does ACE Cash Express Title Loans charge prepayment fees?
No, ACE Cash Express Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow from ACE Cash Express Title Loans?
Loan amounts start at $100 and go up to $5,000.
What is the maximum loan term you can get with ACE Cash Express Title Loans?
ACE Cash Express Title Loans offers auto equity loans with a maximum term of 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for ACE Cash Express Title Loans?
To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.
The minimum age to be eligible is 18 or the state minimum, whichever is higher. ACE Cash Express Title Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by ACE Cash Express Title Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
What is the estimated funding time for an auto equity loan via ACE Cash Express Title Loans?
ACE Cash Express Title Loans will typically fund auto equity loans as soon as 0 business day of approval.
Does ACE Cash Express Inc perform a hard credit pull?
Yes, ACE Cash Express Title Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Ace Cash Express a legit company?
Ace Cash Express was founded in 1968, it is a well-established company that has been in business for 58 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from ACE Cash Express Title Loans
Hours of Operation
Sunday
10:30AM - 7:00PM
Monday
8:00AM - 7:00PM
Tuesday
8:00AM - 7:00PM
Wednesday
8:00AM - 7:00PM
Thursday
8:00AM - 7:00PM
Friday
8:00AM - 7:00PM
Saturday
10:30AM - 7:00PM
Other Services by ACE Cash Express Inc
SuperMoney Net Recommendation Score
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ACE Cash Express Title Loans Community Reviews
Would you recommend ACE Cash Express Title Loans to your friends?
Lisa B.
Mar 1, 2019
May or may not recommend
Ace is a great place to go for a title loan it baled me out twice so I wouldn’t be late on my rent
I will use them again
Showing 1 of 1 reviews