ACE Cash Express Installment Loans Review

ACE Cash Express Installment Loans is offered by ACE Cash Express Inc, a direct lender founded in 1968 and based in Irving, TX. ACE Cash Express Installment Loans is offered in 6 states across the USA.

What rates and terms does ACE Cash Express Installment Loans offer?

ACE Cash Express Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What fees does ACE Cash Express Installment Loans charge?

What do you need to qualify for ACE Cash Express Installment Loans?

Applicants with a credit score of at least 300 and up to 640 are eligible for ACE Cash Express Installment Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

ACE Cash Express Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. ACE Cash Express Installment Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the ACE Cash Express Installment Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Applicants must have an active and valid checking account
• Driver's license

What is the estimated funding time for a personal loan via ACE Cash Express Installment Loans?

ACE Cash Express Installment Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.