ACE Cash Express Installment Loans
in Personal Loans from ACE Cash Express Inc
Unaffiliated Visit Site Get Personalized RatesACE Cash Express Installment Loans
in Personal Loans from ACE Cash Express Inc
Would you recommend ACE Cash Express Installment Loans to your friends?
| Community Rating | Strongly not recommended |
| Loan Amount | $100 - $2,000 |
| APR (Fixed APR) | 397.87% - 497.58% |
| Loan Term | 1 - 3 months |
| Number of Reviews | 11 |
ACE Cash Express Installment Loans Review
ACE Cash Express Installment Loans is offered by ACE Cash Express Inc, a direct lender founded in 1968 and based in Irving, TX. ACE Cash Express Installment Loans is available in 5 states across the USA.
Key takeaways
- Fast access to cash. In some cases you can get your money within 1 business day.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 300 are considered for ACE Cash Express Installment Loans.
- Small-dollar loans. ACE Cash Express Installment Loans has a maximum loan amount of just $2,000.
- Hard credit pull required. You can't check your rates or see if you prequalify for ACE Cash Express Installment Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Cosigner applications accepted. Applying for ACE Cash Express Installment Loans with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
- Short loan terms. ACE Cash Express Installment Loans offers loan terms as short as 1 month. Most personal loans have a minimum term of 12 to 36 months.
ACE Cash Express Installment Loans Pros and Cons:
| Pros | Cons |
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What rates and terms does ACE Cash Express Installment Loans offer?
ACE Cash Express Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does ACE Cash Express Installment Loans offer?
ACE Cash Express Installment Loans offers a fixed APR personal loan product that ranges from 397.87% APR up to 497.58% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via ACE Cash Express Installment Loans?
Loan amounts start at $100 and go up to $2,000.
What can a personal loan from ACE Cash Express Installment Loans be used for?
Personal loans from ACE Cash Express Installment Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with ACE Cash Express Installment Loans?
ACE Cash Express Installment Loans offers personal loans with terms ranging from 1 to 3 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $100 - $2000 |
| Loan Term | 1 - 3 months |
| APR | 397.87% - 497.58% |
What fees does ACE Cash Express Installment Loans charge?
Does ACE Cash Express Installment Loans charge an origination fee?
ACE Cash Express Installment Loans may charge a loan origination fee.
Does ACE Cash Express Installment Loans charge a late fee?
Yes, ACE Cash Express Installment Loans may charge borrowers a late payment fee
Does ACE Cash Express Installment Loans charge prepayment fees?
No, ACE Cash Express Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for ACE Cash Express Installment Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.ACE Cash Express Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. ACE Cash Express Installment Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the ACE Cash Express Installment Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by ACE Cash Express Installment Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid checking account
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via ACE Cash Express Installment Loans?
ACE Cash Express Installment Loans will typically approve (or deny) a loan application within 1 hour and fund personal loans within 3 business days of approval.
Contact
- Headquarters
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1231 Greenway Drive, Suite 600
Irving, TX 75038 - Visit Site
Other Services by ACE Cash Express Inc
Availability
- Delaware
- Missouri
- New Mexico
- Ohio
- Texas
