ACE Cash Express Installment Loans
in Personal Loans from ACE Cash Express Inc
Would you recommend ACE Cash Express Installment Loans to your friends?
| Community Rating | Strongly not recommended |
| Loan Amount | $200 - $5,000 |
| APR | 209.62% - 890.4% |
| Loan Term | N/A months |
| Number of Reviews | 10 |
ACE Cash Express Installment Loans Review
ACE Cash Express Installment Loans is offered by ACE Cash Express Inc, a direct lender founded in 1968 and based in Irving, TX. ACE Cash Express Installment Loans is available in 6 states across the USA.
What rates and terms does ACE Cash Express Installment Loans offer?
ACE Cash Express Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does ACE Cash Express Installment Loans offer?
ACE Cash Express Installment Loans offers a personal loan product that ranges from 209.62% APR up to 890.4% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via ACE Cash Express Installment Loans?
Loan amounts start at $200 and go up to $5,000.
| Loan Amount | $200 - $5000 |
| Loan Term | N/A |
| APR | 209.62% - 890.4% |
What fees does ACE Cash Express Installment Loans charge?
Does ACE Cash Express Installment Loans charge an origination fee?
ACE Cash Express Installment Loans charges a loan origination fee.
Does ACE Cash Express Installment Loans charge a late fee?
Yes, ACE Cash Express Installment Loans may charge borrowers a late payment fee
Does ACE Cash Express Installment Loans charge prepayment fees?
No, ACE Cash Express Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for ACE Cash Express Installment Loans?
Applicants with a credit score of at least 300 and up to 640 are eligible for ACE Cash Express Installment Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
ACE Cash Express Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. ACE Cash Express Installment Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the ACE Cash Express Installment Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid checking account
- Driver's license
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via ACE Cash Express Installment Loans?
ACE Cash Express Installment Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
Contact
- Headquarters
-
1231 Greenway Drive, Suite 600
Irving, TX 75038 USA - Visit Site
Other Services by ACE Cash Express Inc
Availability
- California
- Delaware
- Missouri
- New Mexico
- Ohio
- Texas
