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Last Updated: 04/18/2025

LoanCenter Title Loan

from Wilshire Consumer Credit

Last Updated: 04/18/2025

LoanCenter Title Loan logo
Rating not yet determined4 total votes
4 users recommend

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Highlights

Amount Range

$2,000 - $50,000

APR (Fixed APR)

Up to 129%(Verified 06/21/2024)

Credit Score Range

N/A

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LoanCenter Title Loan Review

LoanCenter Title Loan is offered by Wilshire Consumer Credit, a financial services company founded in 1988 and based in Los Angeles, CA. LoanCenter Title Loan are available in 19 states.

LoanCenter Title Loan FAQ

What rates does LoanCenter Title Loan charge?

LoanCenter Title Loan has a fixed APR of up to 129% .

Does LoanCenter Title Loan charge an origination fee?

Yes, LoanCenter Title Loan charges a loan origination fee starting at $75

Does LoanCenter Title Loan charge a late fee?

Yes, LoanCenter Title Loan charges borrowers a late payment fee of up to $10 .

Does LoanCenter Title Loan charge prepayment fees?

No, LoanCenter Title Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from LoanCenter Title Loan?

Loan amounts start at $2,000 and go up to $50,000.

What is the maximum loan term you can get with LoanCenter Title Loan?

LoanCenter Title Loan offers auto equity loans with a maximum term of 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for LoanCenter Title Loan?

To qualify for a loan, you must have a clean title of your vehicle. In other words, you must be the undisputed owner of the vehicle. You can't have any liens or levies from creditors or other parties on your vehicle's title. Don't worry, there are other lenders who will consider borrowers who don't have a clean title.
LoanCenter Title Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
LoanCenter Title Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LoanCenter Title Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

What is the estimated funding time for an auto equity loan via LoanCenter Title Loan?

LoanCenter Title Loan will typically fund auto equity loans as soon as 1 business day of approval.

Does LoanCenter Title Loan report your account activity to credit bureaus?

Yes, LoanCenter Title Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Wilshire Consumer Credit perform a hard credit pull?

Yes, LoanCenter Title Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Wilshire Consumer Credit a legit company?

Wilshire Consumer Credit was founded in 1988, it is a well-established company that has been in business for 38 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

LoanCenter Title Loan logo

Message from LoanCenter Title Loan

LoanCenter offers a variety of financial services such as auto loans, car title loans, and refinancing options for your current auto or title loan. LoanCenter was founded in 2015 in sunny Los Angeles, California. Since our inception we’ve funded over $5,000,000 in loans and counting.

We found that many people may have less than perfect credit, and found it difficult to get financing. LoanCenter offered car title loans as a solution, and we helped thousands of people get the cash they needed. Our motto says it all: “Lending Made Easy.”

Contact

Headquarters

4727 Wilshire Blvd STE 100
Los Angeles, CA 90010
(866) 553-3840
Visit Site
Email Support

Other Services by Wilshire Consumer Credit

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Rating not yet determined (1 Review)

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

LoanCenter Title Loan Community Reviews

Would you recommend LoanCenter Title Loan to your friends?

U

Anonymous

Sep 8, 2023

May or may not recommend

Very friendly and speedy. No hassles. No problems. Loan was processed the same day
RD

Richard D.

Jun 21, 2023

May or may not recommend

All I can say is DanielnBsutista and Jose Martinez went above and beyond for this single father of 5 kids and got me the loan I was in desperate need of and I still have some left over to save and keep my head above water. I would recommend them and loan center to anyone and look forward to paying it off and having my credit raise for the first ...Show More
DS

Donna S.

Jun 6, 2023

May or may not recommend

I would definitely recommend LoanCenter for a title loan. Gloria and Iris were great to work with. If you need a loan, give them a call.
PH

Paul H.

Aug 19, 2022

May or may not recommend

Awesome people skills. Process is unencumbered, and completable, relatively fast. I’ve used Wilshire several times over the past 6 years.

Showing 4 of 4 reviews

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