Question 1

How much can you borrow via Wilshire auto loans?

Accepted Answer

Wilshire auto loans loan amounts start at $3,500 and go up to $50,000.

Question 2

What APR does Wilshire auto loans offer on its car loans?

Accepted Answer

Wilshire auto loans offers an car loan product that ranges from 5% APR. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools

Question 3

What is the maximum auto loan term you can get with Wilshire auto loans?

Accepted Answer

Wilshire auto loans has car loans with a maximum term of 44 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Question 4

Does Wilshire auto loans charge an origination fee?

Accepted Answer

Yes, Wilshire auto loans may charge a loan origination fee .

Question 5

Does Wilshire auto loans charge a late fee?

Accepted Answer

Yes, Wilshire auto loans charges borrowers with a late payment penalty fee

Question 6

Does Wilshire auto loans charge prepayment fees?

Accepted Answer

Yes, Wilshire auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Question 7

Can I pay off early my Wilshire auto loans loan?

Accepted Answer

Yes, you can. However, Wilshire auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

Question 8

What do you need to qualify for Wilshire Consumer Credit Auto Finance?

Accepted Answer

Applicants with a credit score of at least 500 and up to 850 may be eligible for Wilshire Consumer Credit Auto Finance. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Wilshire Consumer Credit Auto Finance does not have or does not disclose a minimum annual income... Learn More at SuperMoney.com

Question 9

What is the estimated funding time for a car loan via Wilshire auto loans?

Accepted Answer

Wilshire auto loans will typically fund the car loan within 7 business days.

Question 10

Does Wilshire Consumer Credit perform a hard credit pull?

Accepted Answer

Yes, Wilshire auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer. Click here to get prequalified rates from multiple leading lenders without a hard credit pull... Learn More at SuperMoney.com

Question 11

Is Wilshire Consumer Credit a legit company?

Accepted Answer

Wilshire Consumer Credit was founded in 1988, it is a well-established company that has been in business for 38 years. Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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