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Auto Equity Loans
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Last Updated: 04/18/2025

Reprise Financial Auto Equity Loans

in Auto Equity Loans from Reprise Financial

Last Updated: 04/18/2025

Reprise Financial Auto Equity Loans logo
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Amount Range

$2,500 - $25,000
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APR (Fixed APR)

9.99% - 36%(Verified 06/21/2024)
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Credit Score Range

600 - 680
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Reprise Financial Auto Equity Loans Review

Auto Equity Loans are provided through Reprise Financial, a nonbank financial services provider founded in 2012 and based in Irving, TX. Auto Equity Loans are available in 36 states across the USA.

Reprise Financial Auto Equity Loans FAQ

What rates does Reprise Financial Auto Equity Loans charge?

Reprise Financial Auto Equity Loans offers auto equity loans with a fixed APR that ranges from 9.99% up to 36% .

Does Reprise Financial Auto Equity Loans charge an origination fee?

Yes, Reprise Financial Auto Equity Loans charges a loan origination fee up to 6% of the loan amount .

Does Reprise Financial Auto Equity Loans charge a late fee?

Yes, Reprise Financial Auto Equity Loans charges borrowers a late payment fee of up to $15 .

Does Reprise Financial Auto Equity Loans charge prepayment fees?

No, Reprise Financial Auto Equity Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Reprise Financial Auto Equity Loans?

Loan amounts start at $2,500 and go up to $25,000.

What is the maximum loan term you can get with Reprise Financial Auto Equity Loans?

Reprise Financial Auto Equity Loans offers auto equity loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Reprise Financial Auto Equity Loans?

Applicants with a credit score of at least 600 and up to 680 may be eligible for Reprise Financial Auto Equity Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Reprise Financial Auto Equity Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Reprise Financial Auto Equity Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Bank account information
  • Proof of insurance
  • Government issued photo ID
  • Proof of citizenship or residence permit
  • U.S. tax identification number

What is the estimated funding time for an auto equity loan via Reprise Financial Auto Equity Loans?

Reprise Financial Auto Equity Loans will typically fund auto equity loans as soon as 1 business day of approval.

Does Reprise Financial Auto Equity Loans report your account activity to credit bureaus?

Yes, Reprise Financial Auto Equity Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Reprise Financial perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
Auto Equity Loans allows you to check your rates with a soft credit pull.

Is reprise financial a legit company?

reprise financial was founded in 2012, it is a well-established company that has been in business for 14 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Reprise Financial Auto Equity Loans Disclosure: Reprise Financial branded credit products are originated by WebBank in select states. To qualify for this offer you must apply and continue to meet the criteria used to select you for this offer. Your loan terms and loan approval depend on your credit history, proof of sufficient income to pay your bills (including this loan), banking history, and, for certain applicants, your ability to provide sufficient collateral. The loan offer amount is inclusive of the amount financed and any applicable fees. Loan fees (including origination fees) differ by state. Loans terms typically range from 36 to 60 months with Annual Percentage Rates (APRs) between 9.99 to 36%. The minimum loan amount in GA is $3,500. In all other states, the minimum loan amount is $2,500. Loan proceeds may not be used to finance gambling, illegal activity, commercial activity, or post-secondary educational expenses as defined by Regulation Z. If your loan is funded by 3pm CST (not including weekends or holidays) you will receive your funds the next business day. Interest on your loan will begin to accrue the first business day after your loan funds. Both unsecured and loans secured by your vehicle are provided. Not all applicants will qualify for unsecured loans. Loans secured by an automobile may not be available to borrowers covered by the Military Lending Act. If you apply for a loan, Reprise Financial will contact you on the phone number provided to discuss the application and your submission of an application affirms your consent to be contacted by Reprise Financial, including through an automated telephone dialing system. Example Loan: A $9,000 personal loan with a 25% APR that is repayable in 48 monthly installments would have monthly payments of $298.73.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Hours of Operation

Sunday
9:00AM - 1:00PM
Monday
8:00AM - 10:00PM
Tuesday
8:00AM - 10:00PM
Wednesday
8:00AM - 10:00PM
Thursday
8:00AM - 10:00PM
Friday
8:00AM - 10:00PM
Saturday
8:00AM - 6:00PM

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