SuperMoney
Explore
Compare Rates

Get Competing Personal Loan Offers

Compare real offers from multiple lenders.

Get Personalized Rates
x I’m not looking for offers right now
Advertiser Disclosure
  Reprise Financial Personal Loans
Reprise Financial Personal Loans
in Personal Loans from Reprise Financial
Unaffiliated

Reprise Financial Personal Loans

Unaffiliated
in Personal Loans from Reprise Financial
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Reprise Financial Personal Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
APR N/A
Loan Amount $2,500 - $25,000
Loan Term (Months) N/A

Reprise Financial Personal Loans Review

Reprise Financial Personal Loans is offered by reprise financial, a nonbank financial services provider founded in 2021 and based in Coppell, TX. Reprise Financial Personal Loans are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Reprise Financial Personal Loans early.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Reprise Financial Personal Loans.

Reprise Financial Personal Loans Pros & Cons

Pros Cons
  • Considers applicants with fair credit.
  • Accepts cosigners and coborrowers.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.

Reprise Financial Personal Loans FAQ

What interest rates and personal loan terms does Reprise Financial Personal Loans offer?

Reprise Financial Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Reprise Financial Personal Loans offer?

Reprise Financial Personal Loans offers a personal loan product but they do not disclose their interest rates.

How much can you borrow via Reprise Financial Personal Loans?

Personal loan amounts start at $2,500 and go up to $25,000.

Reprise Financial Personal Loans Interest Rates & Loan Terms
Personal Loan Amount $2500 - $25000
Loan Term N/A
APR N/A

What fees does Reprise Financial Personal Loans charge?

Does Reprise Financial Personal Loans charge an origination fee?

Reprise Financial Personal Loans may charge a personal loan origination fee.

Does Reprise Financial Personal Loans charge a late fee?

No, Reprise Financial Personal Loans will not charge you a late fee if you miss one of the monthly payments.

Does Reprise Financial Personal Loans charge prepayment fees?

No, Reprise Financial Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Reprise Financial Personal Loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Reprise Financial Personal Loans?

Applicants with a credit score of at least 600 and up to 850 FICO may be eligible for Reprise Financial Personal Loans.

Reprise Financial Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Reprise Financial Personal Loans only considers borrowers who are employed. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Reprise Financial Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Reprise Financial Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of insurance
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • U.S. tax identification number
Reprise Financial Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Co-borrowers
  • Cosigners
  • Individual Applications
    		•
    Credit Score 600 - 850 FICO

    Does Reprise Financial Personal Loans report your account activity to credit bureaus?

    Yes, Reprise Financial Personal Loans reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

    Are Reprise Financial Personal Loans legit?

    Reprise Financial Personal Loans is an early stage company that launched 2 years ago.

    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 8:00am - 7:00pm
    • Tuesday 8:00am - 7:00pm
    • Wednesday 8:00am - 7:00pm
    • Thursday 8:00am - 7:00pm
    • Friday 8:00am - 7:00pm
    • Saturday 9:00am - 1:00pm

    About Reprise Financial Personal Loans

    View Reprise Financial Profile

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • Washington, DC
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Co-borrower
    • Cosigner
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    • Tax Returns
    Verification Documents Required
    • Driver License (or other photo ID)
    • Proof of citizenship/residence (Green Card)
    • Proof of Identity
    • Proof of Insurance
    • U.S. Tax Identification Number
    Credit Score Range 600 - 850
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Payment Options
    • Automatic Payments
    • Credit/Debit Card
    • Bank Transfer
    APR Type Factor Based
    Loan Amount $2,500 - $25,000

    Be the first to rate

     

    Would you recommend Reprise Financial Personal Loans to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    (will require moderator approval)

    Other Personal Loans

    Strongly recommended

    48 Reviews

    Mostly recommended

    36 Reviews

    Strongly recommended

    25 Reviews

    View All
    Browse Personal Loan Lenders
    SuperMoney
    Best Picks
    Partner with us
    Go to homepage
    AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

    Copyright 2023 SuperMoney, LLC. All rights reserved.

    SuperMoney Advertiser Disclosure

    *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

    Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

    We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

    † To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.