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Auto Equity Loans
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Last Updated: 04/18/2025

Speedy Cash Auto Title Loans

in Auto Equity Loans from Speedy Cash

Last Updated: 04/18/2025

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Amount Range

$100 - $25,000
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APR (Variable APR)

131% - 521.42%(Verified 06/21/2024)
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Credit Score Range

300 - 640
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Speedy Cash Auto Title Loans Review

Speedy Cash Auto Title Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Auto Title Loans are available in 24 states.

Speedy Cash Auto Title Loans FAQ

What rates does Speedy Cash Auto Title Loans charge?

Speedy Cash Auto Title Loans offers auto equity loans with a variable APR that ranges from 131% up to 521.42% .

Does Speedy Cash Auto Title Loans charge an origination fee?

Yes, Speedy Cash Auto Title Loans charges a loan origination fee .

Does Speedy Cash Auto Title Loans charge a late fee?

Yes, Speedy Cash Auto Title Loans charges borrowers a late payment fee .

Does Speedy Cash Auto Title Loans charge prepayment fees?

No, Speedy Cash Auto Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Speedy Cash Auto Title Loans?

Loan amounts start at $100 and go up to $25,000.

What is the maximum loan term you can get with Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans offers auto equity loans with a maximum term of 42 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Speedy Cash Auto Title Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Speedy Cash Auto Title Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Speedy Cash Auto Title Loans.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto equity loan via Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans will typically fund auto equity loans as soon as 0 business day of approval.

Does Speedy Cash perform a hard credit pull?

Yes, Speedy Cash Auto Title Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Speedy Cash a legit company?

Speedy Cash was founded in 1997, it is a well-established company that has been in business for 29 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Speedy Cash Auto Title Loans Disclosure: Terms and rates may vary by state.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Speedy Cash Auto Title Loans

TITLE LOANS. Get cash. Keep your car. Bring your car to a store nearby to start your application. Finish your car inspection and loan application in less time than it takes to change your oil. Based on your state and the value of your vehicle, you could borrow $100 to $25,000. People with not-so-great credit can get a title loan (vs. other loans) because the car title acts as collateral. You can keep driving your car while making payments on the loan.

Contact

Headquarters

3527 N Ridge Rd
Wichita, KS 67205
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