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  Speedy Cash Auto Title Loans

Speedy Cash Auto Title Loans

in Auto Title Loans from Speedy Cash

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Speedy Cash Auto Title Loans

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in Auto Title Loans from Speedy Cash

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Highlights
Highlights
Loan Amount $100 - $25,000
APR 131% - 521.42%
Credit Score Range 300 - 640

Speedy Cash Auto Title Loans Review

Speedy Cash Auto Title Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Auto Title Loans is offered in 24 states across the USA.

What rates does Speedy Cash Auto Title Loans charge?

Speedy Cash Auto Title Loans offers auto title loans with a variable APR that ranges from 131% up to 521.42%.

Does Speedy Cash Auto Title Loans charge an origination fee?

Yes, Speedy Cash Auto Title Loans charges a loan origination fee.

Does Speedy Cash Auto Title Loans charge a late fee?

Yes, Speedy Cash Auto Title Loans charges borrowers a late payment fee.

Does Speedy Cash Auto Title Loans charge prepayment fees?

No, Speedy Cash Auto Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Speedy Cash Auto Title Loans?

Loan amounts start at $100 and go up to $25,000.

What is the maximum loan term you can get with Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans offers auto title loans with a maximum term of 42 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Speedy Cash Auto Title Loans?

Applicants with a credit score of at least 300 and up to 640 are eligible for Speedy Cash Auto Title Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Speedy Cash Auto Title Loans does not have or does not disclose a minimum annual income eligibility requirement. Speedy Cash Auto Title Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Speedy Cash Auto Title Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto title loan via Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 business days.

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Contact

  • Headquarters
  •   3527 N Ridge Rd
    Wichita, KS 67205 USA
  •   Visit Site

Other Services by Speedy Cash

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 24 states
  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • New Mexico
  • North Dakota
  • Ohio
  • Oregon
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Minimum Age 18
Credit Score Range 300 - 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $100 - $25K
Loan Term Up to 42
APR 131% - 521.42%

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