Speedy Cash Auto Title Loans

Speedy Cash Auto Title Loans Review

Speedy Cash Auto Title Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Auto Title Loans are available in 24 states across the USA.

Speedy Cash Auto Title Loans FAQ

What rates does Speedy Cash Auto Title Loans charge?

Speedy Cash Auto Title Loans offers auto title loans with a variable APR that ranges from 131% up to 521.42%.

Does Speedy Cash Auto Title Loans charge an origination fee?

Yes, Speedy Cash Auto Title Loans charges a loan origination fee.

Does Speedy Cash Auto Title Loans charge a late fee?

Yes, Speedy Cash Auto Title Loans charges borrowers a late payment fee.

Does Speedy Cash Auto Title Loans charge prepayment fees?

No, Speedy Cash Auto Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Speedy Cash Auto Title Loans?

Loan amounts start at $100 and go up to $25,000.

What is the maximum loan term you can get with Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans offers auto title loans with a maximum term of 42 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans does not have or does not disclose a minimum annual income eligibility requirement. Speedy Cash Auto Title Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Speedy Cash Auto Title Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Speedy Cash Auto Title Loans.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Driver's license
• Proof of citizenship or residence permit

What is the estimated funding time for an auto title loan via Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 business days.

Is Speedy Cash a legit company?

Speedy Cash was founded in 1997, it is a well-established company that has been in business for 26 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.