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  Speedy Cash Auto Title Loans

Speedy Cash Auto Title Loans

in Auto Title Loans from Speedy Cash

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Speedy Cash Auto Title Loans

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in Auto Title Loans from Speedy Cash

Net Recommendation Score +50%

SUPERMONEY NET RECOMMENDATION SCORE

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Community Rating

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Credit Score Range 300 - 640
Loan Amount $100 - $25,000
APR 131% - 521.42%

Speedy Cash Auto Title Loans Review

Speedy Cash Auto Title Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Auto Title Loans is available in 24 states across the USA.

Speedy Cash Auto Title Loans FAQ

What rates does Speedy Cash Auto Title Loans charge?

Speedy Cash Auto Title Loans offers auto title loans with a variable APR that ranges from 131% up to 521.42%.

Does Speedy Cash Auto Title Loans charge an origination fee?

Yes, Speedy Cash Auto Title Loans charges a loan origination fee.

Does Speedy Cash Auto Title Loans charge a late fee?

Yes, Speedy Cash Auto Title Loans charges borrowers a late payment fee.

Does Speedy Cash Auto Title Loans charge prepayment fees?

No, Speedy Cash Auto Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Speedy Cash Auto Title Loans?

Loan amounts start at $100 and go up to $25,000.

What is the maximum loan term you can get with Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans offers auto title loans with a maximum term of 42 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Speedy Cash Auto Title Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Speedy Cash Auto Title Loans does not have or does not disclose a minimum annual income eligibility requirement. Speedy Cash Auto Title Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Speedy Cash Auto Title Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Speedy Cash Auto Title Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto title loan via Speedy Cash Auto Title Loans?

Speedy Cash Auto Title Loans will typically provide a credit approval decision in less than an hour and fund the loan within 0 and 1 business days.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   3527 N Ridge Rd
    Wichita, KS 67205 USA
  •   Visit Site

Other Services by Speedy Cash

Availability

  Available in 24 states
  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • New Mexico
  • North Dakota
  • Ohio
  • Oregon
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted Individual Applications
Military Status Non-Military
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Score Range 300 - 640
Loan Term Up to 42 months
Loan Amount $100 - $25,000
APR 131% - 521.42%

Speedy Cash Auto Title Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+50%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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