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  Speedy Cash Express Installment Loans

Speedy Cash Express Installment Loans

in Personal Loans from Speedy Cash

Unaffiliated

Speedy Cash Express Installment Loans

Unaffiliated

in Personal Loans from Speedy Cash

SuperMoney Net Recommendation Score -25% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Loan Amount $100 - $5,000
APR  (Fixed APR) 132% - 680.7%
Loan Term 1 - 18 months
Number of Reviews 8

Speedy Cash Express Installment Loans Review

Speedy Cash Express Installment Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Express Installment Loans is available in 11 states across the USA.

What rates and terms does Speedy Cash Express Installment Loans offer?

Speedy Cash Express Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Speedy Cash Express Installment Loans offer?

Speedy Cash Express Installment Loans offers a fixed APR personal loan product that ranges from 132% APR up to 680.7% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Speedy Cash Express Installment Loans?

Loan amounts start at $100 and go up to $5,000.

What can a personal loan from Speedy Cash Express Installment Loans be used for?

Personal loans from Speedy Cash Express Installment Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Speedy Cash Express Installment Loans?

Speedy Cash Express Installment Loans offers personal loans with terms ranging from 1 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Speedy Cash Express Installment Loans Rates & Terms
Loan Amount $100 - $5000
Loan Term 1 - 18 months
APR 132% - 680.7%

What fees does Speedy Cash Express Installment Loans charge?

Does Speedy Cash Express Installment Loans charge an origination fee?

Speedy Cash Express Installment Loans charges a loan origination fee.

Does Speedy Cash Express Installment Loans charge a late fee?

Yes, Speedy Cash Express Installment Loans may charge borrowers a late payment fee

Does Speedy Cash Express Installment Loans charge prepayment fees?

No, Speedy Cash Express Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Speedy Cash Express Installment Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Speedy Cash Express Installment Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Speedy Cash Express Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Speedy Cash Express Installment Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit
Speedy Cash Express Installment Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 640

    What is the estimated funding time for a personal loan via Speedy Cash Express Installment Loans?

    Speedy Cash Express Installment Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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    Contact

    • Headquarters
    •   3527 N Ridge Rd
      Wichita, KS 67205 USA
    •   Visit Site

    Other Services by Speedy Cash

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 11 states
    • California
    • Colorado
    • Illinois
    • Mississippi
    • Missouri
    • Nevada
    • New Mexico
    • Ohio
    • South Carolina
    • Texas
    • Wisconsin

    Feature Breakdown

    No Prepayment Fee  
    Checking Account Required  
    Immigration Status Considered
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Verification Documents Required
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence (Green Card)
    Loan Amount $100 - $5K
    APR (Fixed APR) 132% - 680.7%
    Loan Term 1 - 18 months

    Speedy Cash Express Installment Loans Community Reviews

     

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