Speedy Cash Express Installment Loans
| Community Rating | Mostly not recommended |
| APR (Fixed APR) | 132% - 680.7% |
| Loan Amount | $100 - $5,000 |
| Loan Term (Months) | 1 - 18 months |
| Number of Reviews | 11 |
Speedy Cash Express Installment Loans Review
Speedy Cash Express Installment Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Express Installment Loans is available in 11 states across the USA.
Key Takeaways
- APRs starting at 132%. Interest rates vary by state. Personal loan interest rates typically range between 5% and 36%. The starting rates for Speedy Cash Express Installment Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases, you can get your money within 1 business day*.
- Short loan terms. Speedy Cash Express Installment Loans have loan terms as short as 1 month.
Speedy Cash Pros & Cons
| Pros | Cons |
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Speedy Cash FAQ
What interest rates and personal loan terms does Speedy Cash offer?
Speedy Cash has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Speedy Cash offer?
Speedy Cash offers a fixed APR personal loan product that ranges from 132% APR up to 680.7% APR. Interest rates vary by state.
How much can you borrow via Speedy Cash?
Business loan amounts start at $100 and go up to $5,000. (credit limits vary by state).
What is the maximum loan term you can get with Speedy Cash?
Speedy Cash offers loans with terms of up to 18 months.
| Personal Loan Amount | $100 - $5000 |
| Loan Term | 1 - 18 months |
| APR | 132% - 680.7% |
What fees does Speedy Cash charge?
Does Speedy Cash charge an origination fee?
Speedy Cash may charge a personal loan origination fee (origination fees and requirements vary by state).
Does Speedy Cash charge a late fee?
No, Speedy Cash will not charge you a late fee if you miss one of the monthly payments.
Does Speedy Cash charge prepayment fees?
No, Speedy Cash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Speedy Cash Express Installment Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.Speedy Cash Express Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Speedy Cash Express Installment Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via Speedy Cash?
Speedy Cash will typically approve (or deny) a loan application within 24 hours and fund loans within 3 business days of approval.
Is Speedy Cash a legit company?
Speedy Cash was founded in 1997, it is a well-established company that has been in business for 25 years. Speedy Cash Express Installment Loans are mostly not recommended by SuperMoney community users.
Contact
- Headquarters
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3527 N Ridge Rd
Wichita, KS 67205 USA - (888) 333-1360
- Visit Site
- Email Support
Other Services by Speedy Cash
Availability
- California
- Colorado
- Illinois
- Missouri
- Mississippi
- New Mexico
- Nevada
- Ohio
- South Carolina
- Texas
- Wisconsin
Speedy Cash Express Installment Loans Community Reviews
Would you recommend Speedy Cash Express Installment Loans to your friends?
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