Speedy Cash Express Installment Loans
in Personal Loans from Speedy Cash
Would you recommend Speedy Cash Express Installment Loans to your friends?
| Community Rating | Mostly not recommended |
| Loan Amount | $100 - $5,000 |
| APR (Fixed APR) | 132% - 680.7% |
| Loan Term | 1 - 18 months |
| Number of Reviews | 10 |
Speedy Cash Express Installment Loans Review
Speedy Cash Express Installment Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Express Installment Loans is available in 11 states across the USA.
Key takeaways
- Fast access to cash. In some cases you can get your money within 1 business day.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 300 are considered for Speedy Cash Express Installment Loans.
- Hard credit pull required. You can't check your rates or see if you prequalify for Speedy Cash Express Installment Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Short loan terms. Speedy Cash Express Installment Loans offers loan terms as short as 1 month. Most personal loans have a minimum term of 12 to 36 months.
Speedy Cash Express Installment Loans Pros and Cons:
| Pros | Cons |
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What rates and terms does Speedy Cash Express Installment Loans offer?
Speedy Cash Express Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Speedy Cash Express Installment Loans offer?
Speedy Cash Express Installment Loans offers a fixed APR personal loan product that ranges from 132% APR up to 680.7% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Speedy Cash Express Installment Loans?
Loan amounts start at $100 and go up to $5,000.
What can a personal loan from Speedy Cash Express Installment Loans be used for?
Personal loans from Speedy Cash Express Installment Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Speedy Cash Express Installment Loans?
Speedy Cash Express Installment Loans offers personal loans with terms ranging from 1 to 18 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $100 - $5000 |
| Loan Term | 1 - 18 months |
| APR | 132% - 680.7% |
What fees does Speedy Cash Express Installment Loans charge?
Does Speedy Cash Express Installment Loans charge an origination fee?
Speedy Cash Express Installment Loans may charge a loan origination fee.
Does Speedy Cash Express Installment Loans charge a late fee?
Yes, Speedy Cash Express Installment Loans may charge borrowers a late payment fee.
Does Speedy Cash Express Installment Loans charge prepayment fees?
No, Speedy Cash Express Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for Speedy Cash Express Installment Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.Speedy Cash Express Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Speedy Cash Express Installment Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid checking account
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via Speedy Cash Express Installment Loans?
Speedy Cash Express Installment Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
Availability
- California
- Colorado
- Illinois
- Mississippi
- Missouri
- Nevada
- New Mexico
- Ohio
- South Carolina
- Texas
- Wisconsin
Speedy Cash Express Installment Loans Community Reviews
Would you recommend Speedy Cash Express Installment Loans to your friends?
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