Speedy Cash Express Installment Loans
in Personal Loans from Speedy Cash
Would you recommend Speedy Cash Express Installment Loans to your friends?
| Community Rating | Mostly not recommended |
| APR (Fixed APR) | 132% - 680.7% |
| Loan Amount | $100 - $5,000 |
| Loan Term (Months) | 1 - 18 months |
| Number of Reviews | 11 |
Speedy Cash Express Installment Loans Review
Speedy Cash Express Installment Loans is offered by Speedy Cash, a direct lender founded in 1997 and based in Wichita, KS. Speedy Cash Express Installment Loans is available in 11 states across the USA.
- APRs starting at 132%. Interest rates vary by state. Personal loan interest rates typically range between 5% and 36%. The starting rates for Speedy Cash Express Installment Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Hard credit pull required. You can't check your rates or see if you prequalify for Speedy Cash Express Installment Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Short loan terms. Speedy Cash Express Installment Loans offers loan terms as short as 1 month. Most personal loans have a minimum term of 12 to 36 months.
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What interest rates and personal loan terms does Speedy Cash offer?
Speedy Cash has higher interest rates than the average for lenders reviewed on SuperMoney.
What interest rates does Speedy Cash offer?
Speedy Cash offers a fixed APR personal loan product that ranges from 132% APR up to 680.7% APR. Interest rates vary by state.
How much can you borrow via Speedy Cash?
Loan amounts start at $100 and go up to $5,000 (credit limits vary by state).
What is the maximum personal loan term you can get with Speedy Cash?
Speedy Cash offers loans with terms ranging from 1 to 18 months.
| Personal Loan Amount | $100 - $5000 |
| Loan Term | 1 - 18 months |
| APR | 132% - 680.7% |
What fees does Speedy Cash charge?
Does Speedy Cash charge an origination fee?
Speedy Cash may charge a personal loan origination fee (origination fees and requirements vary by state).
Does Speedy Cash charge a late fee?
Yes, Speedy Cash may charge borrowers a late payment fee if you miss one of the monthly payments.
Does Speedy Cash charge prepayment fees?
No, Speedy Cash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for Speedy Cash Express Installment Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.Speedy Cash Express Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Speedy Cash Express Installment Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via Speedy Cash?
Speedy Cash will typically approve (or deny) a loan application within 24 hours and fund loans within 3 business days of approval.
Availability
- California
- Colorado
- Illinois
- Missouri
- Mississippi
- New Mexico
- Nevada
- Ohio
- South Carolina
- Texas
- Wisconsin
Speedy Cash Express Installment Loans Community Reviews
Would you recommend Speedy Cash Express Installment Loans to your friends?
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