Last Updated: 04/18/2025
1st Mississippi FCU Business Checking Plus Interest Account
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Last Updated: 04/18/2025
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Highlights
Monthly Maintenance Fee
$15(Verified 03/19/2025)
ATM Fee: Out-of-Network (within the U.S.)
N/A
Minimum Average Balance to Avoid Monthly Service Fee
$1,000
APY (Annual Percentage Yield)
N/A
1st Mississippi FCU Business Checking Plus Interest Account Review
1st Mississippi FCU Business Checking Plus Interest Account is offered by 1st Mississippi Federal Credit Union, a credit union founded in 1972 and based in Meridian, MS. 1st Mississippi FCU Business Checking Plus Interest Account is available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Waivable monthly maintenance fee. Maintain $1,000 minimum daily balance to avoid the $15 service charge
- $100.00 minimum opening deposit. This is a typical minimum initial deposit.
1st Mississippi FCU Business Checking Plus Interest Account Pros & Cons
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1st Mississippi FCU Business Checking Plus Interest Account FAQ
Are business checking accounts from 1st Mississippi Federal Credit Union federally insured?
Yes, your business checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does 1st Mississippi FCU Business Checking Plus Interest Account offer?
1st Mississippi Federal Credit Union does not provide interest rate information until you apply for a new account.What are the account minimums for 1st Mississippi FCU Business Checking Plus Interest Account?
1st Mississippi FCU Business Checking Plus Interest Account requires a minimum initial deposit of $100.00 to open an account.
| Description | Amount |
| Minimum Initial Deposit | $100.00 |
| APY Minimum Balance | $300.00 |
| Minimum Balance to Avoid Monthly Fee | $1,000.00 |
What fees does 1st Mississippi FCU Business Checking Plus Interest Account charge?
This account charges a monthly maintenance fee of $15.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Cashing Fee | $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $12.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $37.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $17.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $12.50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Waiver Requirements | Maintain $1,000 minimum daily balance to avoid the $15 service charge | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposited Check | $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does 1st Mississippi FCU Business Checking Plus Interest Account offer?
This account includes the following features:
- Mobile Banking Services - 1st Mississippi FCU Business Checking Plus Interest Account allows you to manage your money online.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Hours of Operation
SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:00PMSaturdayClosed
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Monthly Service Fee
$0
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ATM Fee: Out-of-Network (within the U.S.)
N/A
Minimum Average Balance to Avoid Monthly Service Fee
$0
APY (Annual Percentage Yield)
N/A
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