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Last Updated: 04/18/2025

1st Mississippi FCU Free Business Checking Account

from 1st Mississippi Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Monthly Maintenance Fee

$0(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

APY (Annual Percentage Yield)

N/A

1st Mississippi FCU Free Business Checking Account Review

1st Mississippi FCU Free Business Checking Account is offered by 1st Mississippi Federal Credit Union, a credit union founded in 1972 and based in Meridian, MS. 1st Mississippi FCU Free Business Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

No monthly maintenance fees. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.

1st Mississippi FCU Free Business Checking Account Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Insured by NCUA.
Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.

1st Mississippi FCU Free Business Checking Account FAQ

Are business checking accounts from 1st Mississippi Federal Credit Union federally insured?

Yes, your business checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does 1st Mississippi FCU Free Business Checking Account offer?

1st Mississippi FCU Free Business Checking Account is not an interest bearing account.

What are the account minimums for 1st Mississippi FCU Free Business Checking Account?

1st Mississippi FCU Free Business Checking Account does not require a minimum initial deposit.

1st Mississippi FCU Free Business Checking Account Account Minimums

Description

Amount

Minimum Initial Deposit

$0.00

What fees does 1st Mississippi FCU Free Business Checking Account charge?

The good news is that this account does not have a monthly service charge.

1st Mississippi FCU Free Business Checking Account Fees

Description

Monthly Maintenance Fee

$0.00

Paper Statement Fee

Starting at $3.00

ATM Fee: In-Network

Starting at $0.00

NSF Fee

$30.00

Overdraft Item Fee

Starting at $30.00

Returned Deposit Fee (Domestic)

Starting at $10.00

Card Replacement Fee (Standard Delivery)

Starting at $5.00

Check Cashing Fee

$3.00

Stop Payment Fee

Starting at $30.00

Foreign Transaction Fee (Debit Card)

Starting at 1.00%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $10.00

Wire Transfer Fee - International (Outgoing)

Starting at $37.50

Wire Transfer Fee - International (Incoming)

Starting at $17.50

Wire Transfer Fee - US Domestic (Incoming)

Starting at $12.50

Returned Deposited Check

$30.00

What features and perks does 1st Mississippi FCU Free Business Checking Account offer?

This account includes the following features:

Mobile Banking Services - 1st Mississippi FCU Free Business Checking Account allows you to manage your money online.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

600 19th Ave

Meridian, MS 39301

(601) 693-6873

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:00PMSaturdayClosed

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Monthly Service Fee

$15

Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

$1,000

APY (Annual Percentage Yield)

N/A

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SuperMoney Net Recommendation Score

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-1000+100

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