Citizens Bank Clearly Better Business Checking Review

Citizens Bank Clearly Better Business Checking is offered by Citizens Bank, a bank founded in 1828 and based in Providence, RI. Citizens Bank Clearly Better Business Checking is available in 8 states across the USA.

• 0% APY. As with most checking accounts, Citizens Bank Clearly Better Business Checking does not pay interest.
• $0 monthly fee. This account does not charge a monthly maintenance fee.
• No minimum initial deposit. There is no minimum balance required to open an account.
• Free bill pay. Pay your bills to practically anyone in the United States through Citizens Bank.
• Hard credit pull. Citizens Bank may require a hard pull on your credit report to open a checking account.

Are business checking accounts from Citizens Bank federally insured?

Yes, your Citizens Bank business checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57957). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens Bank Clearly Better Business Checking offer?

Citizens Bank Clearly Better Business Checking is not an interest-bearing account.

What are the account minimums for Citizens Bank Clearly Better Business Checking?

Citizens Bank Clearly Better Business Checking does not require a minimum initial deposit.

What fees does Citizens Bank Clearly Better Business Checking charge?

The good news is that this account does not have a monthly service charge.

What features and perks does Citizens Bank Clearly Better Business Checking offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Citizens Bank Clearly Better Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Citizens Bank Clearly Better Business Checking allows you to manage your money online.
• Nationwide ATM network - Conveniently transact at a nearby ATM.