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Business Checking Accounts
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Last Updated: 11/14/2025

Novo Business Banking Account

in Business Checking Accounts from Novo

Last Updated: 11/14/2025

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Strongly recommended6 total votes
5 users recommend
1 users are unsure
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Highlights

Community Rating

Strongly recommended

Monthly Service Fee

$0(Verified 11/14/2025)

ATM Fee: Out-of-Network (within the U.S.)

Starting at $0

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $0

APY (Annual Percentage Yield)

0%(Verified 11/14/2025)

Number of Reviews

6

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Novo Business Banking Account Review

Novo Business Banking Account is offered by Novo, a bank founded in 2016 and based in New York, NY. Novo Business Banking Account is available in 50 states and Washington, DC.

Key Takeaways

  • 0% APY. As with most checking accounts, Novo Business Banking Account does not pay interest.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Novo Business Banking Account does not charge fees on ATM transactions .
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Novo mobile or online banking.
  • Soft credit pull. Novo will not perform a hard credit pull when you open an account.

Novo Business Banking Account Pros & Cons

Novo Business Banking Account FAQ

Are business checking accounts from Novo federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Novo Business Banking Account offer?

Novo Business Banking Account is not an interest-bearing account.

What are the account minimums for Novo Business Banking Account?

Novo Business Banking Account does not require a minimum initial deposit.

What fees does Novo Business Banking Account charge?

The good news is that this account does not have a monthly service charge.

What features and perks does Novo Business Banking Account offer?

This account includes the following features:
  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - Novo Business Banking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Novo Business Banking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
  • Soft credit pull - Novo Business Banking Account performs a soft credit pull so you can check whether you qualify without hurting your credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

43 W 23rd St
New York, NY 10010
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