River City Bank Business Checking Account
in Business Checking Accounts from River City Bank · Member fdic
UnaffiliatedRiver City Bank Business Checking Account
in Business Checking Accounts from River City Bank · Member FDIC
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| Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | N/A |
River City Bank Business Checking Account Review
River City Bank Business Checking Account is offered by River City Bank, a bank founded in 1963 and based in Sacramento, CA. River City Bank Business Checking Account is available in 1 state across the USA.
Key Takeaways
- Free bill pay. Pay your bills to practically anyone in the United States through River City Bank.
- Hard credit pull. River City Bank may require a hard pull on your credit report to open a checking account.
River City Bank Business Checking Account Pros & Cons
| Pros | Cons |
|---|---|
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River City Bank Business Checking Account FAQ
Are business checking accounts from River City Bank federally insured?
Yes, your River City Bank business checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #18983). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does River City Bank Business Checking Account offer?
River City Bank Business Checking Account is not an interest bearing account.What are the account minimums for River City Bank Business Checking Account?
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $ |
What fees does River City Bank Business Checking Account charge?
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| ATM Reimbursement Monthly Limit | N/A |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Check Copy | $1 |
| Check Image Service | N/A |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | N/A |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | N/A |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
What features and perks does River City Bank Business Checking Account offer?
This account includes the following features:
- Fraud monitoring - River City Bank Business Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - River City Bank Business Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact
- Headquarters
-
2485 Natomas Park Dr.
Sacramento, CA 95833 - (800) 564-7144
- Visit Site
Other Services by River City Bank
Availability
Available in 1 state
California
Availabile in all of California
Feature Breakdown
| ATM Fee: In-Network | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Check Copy | $1 |
| Debit Card Replacement Fee | $10 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
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