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  River City Bank Business Checking Account
River City Bank Business Checking Account
in Business Checking Accounts from River City Bank
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River City Bank Business Checking Account

Unaffiliated
in Business Checking Accounts from River City Bank
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3 reviews
Highlights
Monthly Fee N/A
ATM Fee: Out-of-Network Starting at $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

River City Bank Business Checking Account Review

River City Bank Business Checking Account is offered by River City Bank, founded in 1963 and based in Sacramento, CA. River City Bank Business Checking Account is available in 1 state across the USA.

Key Takeaways
River City Bank Business Checking Account Pros & Cons
Pros Cons
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
River City Bank Business Checking Account FAQ

Are business checking accounts from River City Bank federally insured?

No, your River City Bank business checking accounts are not insured by a federal insurance agency. This means that if River City Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does River City Bank Business Checking Account offer?

River City Bank Business Checking Account is not an interest bearing account.

What are the account minimums for River City Bank Business Checking Account?

River City Bank Business Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $

What fees does River City Bank Business Checking Account charge?

River City Bank Business Checking Account Fees
Description
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Check Copy $1
Debit Card Replacement Fee $10
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45

What features and perks does River City Bank Business Checking Account offer?

This account includes the following features:

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Message From River City Bank

At River City Bank, we regard Business Checking as more than just a tool. We are providing you with the essential resources needed to help you and your business succeed.  You’ll discover the features and benefits that maximize your productivity, but you’ll also experience the optimum combination of products and service, custom-tailored to your business needs, by your own personal Relationship Manager.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

ATM Fee: In-Network $0
NSF Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network Starting at $2.50
Check Copy $1
Debit Card Replacement Fee $10
Foreign Transaction Fee (Debit Card) 1%
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Business Formation Documents
  • Government Issued Photo ID
  • Social Security Number
  • Business Tax Return
  • Employer Identification Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC

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