SuperMoney
  River City Bank Business Checking Account
River City Bank Business Checking Account
in Business Checking Accounts from River City Bank · Member FDIC
Unaffiliated

River City Bank Business Checking Account

Unaffiliated
in Business Checking Accounts from River City Bank · Member FDIC
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend River City Bank Business Checking Account to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Maintenance Fee N/A
ATM Fee: Out-of-Network Starting at $2.50
APY (Annual Percentage Yield) N/A
Minimum Balance to Avoid Monthly Fee N/A

River City Bank Business Checking Account Review

River City Bank Business Checking Account is offered by River City Bank, a bank founded in 1963 and based in Sacramento, CA. River City Bank Business Checking Account are available in 1 state across the USA.

Key Takeaways

  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in River City Bank mobile or online banking.

River City Bank Business Checking Account Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.

River City Bank Business Checking Account FAQ

Are business checking accounts from River City Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #18983). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does River City Bank Business Checking Account offer?

River City Bank Business Checking Account is not an interest bearing account.

What are the account minimums for River City Bank Business Checking Account?

River City Bank Business Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $

What fees does River City Bank Business Checking Account charge?

River City Bank Business Checking Account Fees
Description
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Check Copy $1
Debit Card Replacement Fee (Standard Delivery) $10
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $30
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45

What features and perks does River City Bank Business Checking Account offer?

This account includes the following features:

  • Fraud monitoring - River City Bank Business Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - River City Bank Business Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From River City Bank Business Checking Account

At River City Bank, we regard Business Checking as more than just a tool. We are providing you with the essential resources needed to help you and your business succeed.  You’ll discover the features and benefits that maximize your productivity, but you’ll also experience the optimum combination of products and service, custom-tailored to your business needs, by your own personal Relationship Manager.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Check Copy $1
Debit Card Replacement Fee (Standard Delivery) $10
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Business Formation Documents
  • Government Issued Photo ID
  • Social Security Number
  • Business Tax Return
  • Employer Identification Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC

Be the first to rate

 

Would you recommend River City Bank Business Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Business Checking Accounts