River City Bank Savings Account
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| Monthly Fee | N/A |
| APY (Annual Percentage Yield) |
Starting at 0.01% (Verified 08/04/2023) |
| Minimum Balance to Earn APY | N/A |
River City Bank Savings Account Review
River City Bank Savings Account is offered by River City Bank, a bank founded in 1963 and based in Sacramento, CA. River City Bank savings account are available in 1 state across the USA.
Key Takeaways
River City Bank savings account Pros & Cons
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River City Bank savings account FAQ
Are savings accounts from River City Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #18983). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does River City Bank offer a signup bonus?
River City Bank savings account doesn't offer a signup bonus.
What is the minimum initial deposit for River City Bank savings account?
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What APY does River City Bank Savings Account offer?
River City Bank savings account offers a variable APY starting at 0.01% (APY stands for annual percentage yield, rates may change).
What fees does River City Bank savings account charge?
River City Bank savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $35 fee.
- Incoming domestic bank transfers come with a $15 fee.
- Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $15 fee.
- River City Bank savings account charges $5 every time you request a paper statement.
What features and perks does River City Bank savings account offer?
This savings account includes the following features:
- Fraud monitoring - River City Bank savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - River City Bank savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to River City Bank savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for River City Bank savings account?
The customer support email for River City Bank savings account is info@rivercitybank.com.
Contact
- Headquarters
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2485 Natomas Park Dr.
Sacramento, CA 95833 USA - (800) 564-7144
- Visit Site
- Email Support
Other Services by River City Bank
Availability
Feature Breakdown
| International ATM Surcharge | $2.50 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
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