SuperMoney
  River City Bank Savings Account
River City Bank Savings Account
in Savings Accounts from River City Bank
Unaffiliated

River City Bank Savings Account

Unaffiliated
in Savings Accounts from River City Bank
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Savings Accounts.
Quontic Bank High Yield Savings
Quontic Bank High Yield Savings 18 reviews
Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) Starting at 0.01%
Minimum Balance to Earn APY N/A

River City Bank Savings Account Review

River City Bank Savings Account is offered by River City Bank, founded in 1963 and based in Sacramento, CA. River City Bank Savings Account is available in 1 state across the USA.

Key Takeaways
River City Bank savings account Pros & Cons
Pros Cons
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
River City Bank savings account FAQ

Are savings accounts from River City Bank federally insured?

No, your River City Bank savings accounts are not insured by a federal insurance agency. This means that if River City Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does River City Bank offer a signup bonus?

River City Bank savings account doesn't offer a signup bonus.

What is the minimum initial deposit for River City Bank savings account?

River City Bank Savings Account Minimums
Description

What APY does River City Bank offer?

River City Bank savings account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).

What fees does River City Bank savings account charge?

River City Bank savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15 fee.
  • River City Bank savings account charges $5 every time you request a paper statement.

What features and perks does River City Bank savings account offer?

This savings account includes the following features:

Can you set up a direct deposit to River City Bank savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for River City Bank savings account?

The customer support email for River City Bank savings account is info@rivercitybank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

International ATM Surcharge $2.50
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) Starting at 0.01%

Be the first to rate

 

Would you recommend River City Bank Savings Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)