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  River City Bank Savings Account

River City Bank Savings Account

in Savings Accounts from River City Bank · fdic

Unaffiliated

River City Bank Savings Account

Unaffiliated

in Savings Accounts from River City Bank · Member FDIC

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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) Starting at 0.01%
APY Minimum Balance N/A

River City Bank Savings Account Review

River City Bank Savings Account is offered by River City Bank, a bank founded in 1963 and based in Sacramento, CA. River City Bank Savings Account is available in 1 state across the USA.

Key Takeaways
  • Bill pay. Pay your bills to practically anyone in the United States through River City Bank.
River City Bank savings account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
River City Bank savings account FAQ

Are savings accounts from River City Bank federally insured?

Yes, your River City Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #18983). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does River City Bank offer a signup bonus?

River City Bank savings account doesn't offer a signup bonus.

What is the minimum initial deposit for River City Bank savings account?

River City Bank Savings Account Minimums
Description

What APY does River City Bank offer?

River City Bank savings account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).

What fees does River City Bank savings account charge?

River City Bank savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15 fee.
  • River City Bank savings account charges $5 every time you request a paper statement.

What features and perks does River City Bank savings account offer?

This savings account includes the following features:

  • Fraud monitoring - River City Bank savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - River City Bank savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to River City Bank savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for River City Bank savings account?

The customer support email for River City Bank savings account is info@rivercitybank.com.

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Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

International ATM Surcharge $2.50
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
Account Features
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) Starting at 0.01%

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