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Last Updated: 04/18/2025

HFCU Free Business Checking Account

from Houston Federal Credit Union

Last Updated: 04/18/2025

Houston Federal Credit Union logo
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Monthly Service Fee

$0(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A


Minimum Average Balance to Avoid Monthly Service Fee

N/A


APY (Annual Percentage Yield)

0.00%(Verified 06/21/2024)

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HFCU Free Business Checking Account Review

HFCU Free Business Checking Account is offered by Houston Federal Credit Union, a credit union founded in 1960 and based in Sugar Land, TX. HFCU Business is available in 50 states and Washington, DC.

Key Takeaways

  • 0% APY. As with most checking accounts, HFCU Free Business Checking Account does not pay interest.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. HFCU Free Business Checking Account does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Houston Federal Credit Union mobile or online banking.

HFCU Free Business Checking Account Pros & Cons

HFCU Free Business Checking Account FAQ

Are business checking accounts from houston federal credit union federally insured?

Yes, your business checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does HFCU Free Business Checking Account offer?

HFCU Free Business Checking Account is not an interest-bearing account.

What are the account minimums for HFCU Free Business Checking Account?

HFCU Free Business Checking Account requires a minimum initial deposit of $100 to open an account.

What fees does HFCU Free Business Checking Account charge?

The good news is that this account does not have a monthly service charge.

What features and perks does HFCU Free Business Checking Account offer?

This account includes the following features:
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - HFCU Free Business Checking Account allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

16320 Kensington Dr
Sugar Land, TX 77479
(281) 243-0500
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:00AM - 2:00PM

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Monthly Service Fee

$0 - $5
Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $2.5K

APY (Annual Percentage Yield)

0.02%
Disclaimer popup with additional information
Visit Site

Houston Federal Credit Union logo

Monthly Service Fee

$0 - $10
Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $5K

APY (Annual Percentage Yield)

0.03%
Disclaimer popup with additional information

SuperMoney Net Recommendation Score

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0

-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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