Amegy Bank AmaZing Rewards® for Business Visa Credit Card
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| Purchase APR (Variable APR) | Starting at 11.25% |
| Balance Transfer APR (Variable APR) | 9.75% - 12% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Amegy Bank AmaZing Rewards® for Business Visa Credit Card Review
Key Takeaways
- Business credit card with generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Amegy Bank AmaZing Rewards® for Business Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Amegy Bank AmaZing rewards
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Amegy Bank AmaZing rewards FAQ
Who is Amegy Bank AmaZing rewards designed for?
This is a credit card issued by Amegy Bank.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.
What are the relevant APRs?
This business credit card has a variable purchase APR starting at 11.25% . The card has a variable balance transfer APR that ranges from 9.75% up to 12%.
It also has a variable cash advance APR that ranges from 9.75% up to 12%.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.
This business card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 11.25% |
| Balance Transfer APR | 9.75% - 12% |
| Cash Advance APR | 9.75% - 12% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $39.
- An overlimit fee of $29.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Late Payment Fee | $19 to $39 |
Does it offer a cash back or rewards program?
Yes, Amegy Bank AmaZing rewards offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Airfare
- Car Rentals
- Internet, Cable and Phone Services
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (800) 287-0301.
What is the support contact email?
The support contact email for this business credit card is info@amegybank.com.
Does Amegy Bank AmaZing Rewards® for Business Visa Credit Card report your account activity to credit bureaus?
Yes, Amegy Bank AmaZing Rewards® for Business Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Amegy Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Amegy Bank AmaZing rewards
Contact
- Headquarters
-
1717 West Loop South
Houston, TX 77027 USA - (800) 287-0301
- Visit Site
- Email Support
Other Services by Amegy Bank
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | Starting at 3% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
| Late Fee Amount | $19 - $39 |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Minimum Interest Charge | $0 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 20 days |
| Over-Limit Fee | $29 |
| Returned Payment Fee | Starting at $29 |
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