American Express National Bank Platinum Delta SkyMiles® Business Credit Card Review

Who is American Express National Bank Platinum Delta SkyMiles® Business Credit Card designed for?

American Express National Bank Platinum Delta SkyMiles® Business Credit Card is a credit card issued by American Express National Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for American Express National Bank Platinum Delta SkyMiles® Business Credit Card?

American Express National Bank Platinum Delta SkyMiles® Business Credit Card has a variable purchase APR that ranges from 15.74% up to 24.74% . The card has a variable balance transfer APR that ranges from 15.74% up to 24.74% .

It also has a variable cash advance APR of 25.24% . Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the American Express National Bank Platinum Delta SkyMiles® Business Credit Card fees?

The following fees apply to American Express National Bank Platinum Delta SkyMiles® Business Credit Card:

• An annual fee of $250.
• A late payment penalty of up to $39.
• A returned payment fee of up to $39.
• There is no overlimit fee

Is there a American Express National Bank Platinum Delta SkyMiles® Business Credit Card cash back or rewards program?

American Express National Bank Platinum Delta SkyMiles® Business Credit Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Airfare
• Car Rentals
• Every Purchase

What are the American Express National Bank Platinum Delta SkyMiles® Business Credit Card benefits?

American Express National Bank Platinum Delta SkyMiles® Business Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

Does American Express National Bank Platinum Delta SkyMiles® Business Credit Card report your account activity to credit bureaus?

Yes, American Express National Bank Platinum Delta SkyMiles® Business Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Express National Bank Platinum Delta SkyMiles® Business Credit Card

• Visit the American Express National Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.