SuperMoney
  AMEX National Bank SkyMiles® Credit Card
AMEX National Bank SkyMiles® Credit Card Claimed

AMEX National Bank SkyMiles® Credit Card

Claimed
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

Explore a similar product
Try this top product in Business Credit Cards.
Spark 2X Miles
Spark 2X Miles 9 reviews
Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.74% - 24.74%
Balance Transfer APR  (Variable APR) 15.74% - 24.74%
Credit Score Range 600 - 850
Annual Fee $250

AMEX National Bank SkyMiles® Credit Card Review

Key Takeaways

  • Business credit card with generous reward rate. You can get a rewards rate of up to 3 miles per dollar spent.
  • Signup bonus. Offers a signup bonus of 90000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. AMEX National Bank SkyMiles® Credit Card has a variable purchase APR that ranges from 15.74% up to 24.74%.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Delta Platinum business card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere AMEX National Bank SkyMiles® Credit Card is accepted.
  • AMEX National Bank SkyMiles® Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $250

Delta Platinum business card FAQ

Who is Delta Platinum business card designed for?

This is a credit card issued by American Express National Bank.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 15.74% up to 24.74%. The card has a variable balance transfer APR that ranges from 15.74% up to 24.74%.

It also has a variable cash advance APR of 25.24%. Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Delta Platinum business card Rates & Terms
Purchase APR 15.74% - 24.74%
Balance Transfer APR 15.74% - 24.74%
Cash Advance APR 25.24%
Penalty APR 29.24%

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $250.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Delta Platinum business card Fees
Fees Amount
Annual Fee $250
Foreign Transaction Fee 0%
Returned Payment Fee $39
Late Payment Fee up to $39

Does it offer a cash back or rewards program?

Yes, Delta Platinum business card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Airfare
  • Car Rentals
  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

However, it does include a 90000 points signup bonus after you spend $3000 that can be redeemed for travel, gifts, or other perks.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 528-4800.

What is the support contact email?

The support contact email for this business credit card is info@americanexpress.com.

Does AMEX National Bank SkyMiles® Credit Card report your account activity to credit bureaus?

Yes, AMEX National Bank SkyMiles® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Delta Platinum business card

With Status Boost®, get closer to Medallion® Status by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to 2 times per year. Enjoy early boarding on Delta flights as a benefit of Card Membership. You can board your flight when Main Cabin 1 priority boarding is called, so that you find room for your carry-on bag and settle into your seat sooner. You can check your first bag for free and save up to $60 on a round-trip Delta flight. Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details. Receive a 20% savings in the form of a statement credit on all eligible in-flight purchases of food, beverages, and audio headsets when you use your Card. Some in-flight purchases do not qualify.

Contact

Hours of Operation

  • Sunday 7:00am - 12:00pm
  • Monday 7:00am - 12:00pm
  • Tuesday 7:00am - 12:00pm
  • Wednesday 7:00am - 12:00pm
  • Thursday 7:00am - 12:00pm
  • Friday 7:00am - 12:00pm
  • Saturday 7:00am - 12:00pm

Other Services by American Express National Bank

Icon for Business Credit Cards
View all business credit cards offered by American Express National Bank

Feature Breakdown

Annual Fee $250
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $5
Foreign Currency Transaction Fee 0%
Late Fee Amount Up to $39
Minimum Cash Advance Fee ($) $5
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee $0
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards Earn 90,000 Bonus Miles and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months.
No Blackout Dates
No Reward Expiration Period
Rewards Rates
  • Airfare
  • Car Rentals
  • Every Purchase
Signup Bonus Up to $100
Signup Bonus (points) 90,000
APR Type Variable APR
Balance Computation Average daily balance (including new purchases.)
Cash Advance APR (Variable APR) 25.24%
Penalty APR (Variable APR) 29.24%
Purchase APR (Variable APR) 15.74% - 24.74%
Balance Transfer APR (Variable APR) 15.74% - 24.74%
Card Network American Express
Card Type
  • Rewards
  • Travel
  • Airline
  • Bonus Offers

AMEX National Bank SkyMiles® Credit Card Community Reviews

 

Would you recommend AMEX National Bank SkyMiles® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Business Credit Cards

American Express National Bank Business Credit Cards

Loading...