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Last Updated: 04/18/2025

APGFCU Business Visa® Credit Card

in Business Credit Cards from APG Federal Credit Union

Last Updated: 04/18/2025

APGFCU Business Visa® Credit Card logo
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Highlights

Purchase APR (Variable APR)

10.49% - 17.49%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

10.49% - 17.49%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

650 - 850

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APGFCU Business Visa® Credit Card Review

This is a card issued by APG Federal Credit Union. If you're wondering whether APGFCU Business Visa® Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: APGFCU Business Visa® Credit Card has a variable regular purchase APR that ranges from 10.49% up to 17.49%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of APGFCU Business Visa® Credit Card

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 10.49% up to 17.49% . The card has a variable balance transfer APR that ranges from 10.49% up to 17.49% .
It also has a variable cash advance APR that ranges from 10.49% up to 17.49% . Note that late payments are subject to an APR of 18.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of $25 .
  • A returned payment fee of $20.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

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    APGFCU Business Visa® Credit Card logo

    Message from APGFCU Business Visa® Credit Card

    Get the purchasing power and savings your business needs. No annual fee. Variable APR1 for purchases, cash advances and balance transfers: 10.49%–17.49%1. Free additional cards for authorized users / employees. Visa SavingsEdge – Turn qualifying business purchases into savings. Enroll today! Improve cash flow with revolving credit line. Pay bills conveniently – no more check writing. Use for automated, recurring payments.

    Contact

    Headquarters

    APGFCU VISA Department
    P.O. Box 1176
    Aberdeen, MD 21001
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 4:00PM
    Tuesday
    9:00AM - 4:00PM
    Wednesday
    9:00AM - 4:00PM
    Thursday
    9:00AM - 4:00PM
    Friday
    9:00AM - 4:00PM
    Saturday
    9:00AM - 12:00PM

    Other Services by APG Federal Credit Union