SuperMoney
  APGFCU Business Visa® Credit Card
APGFCU Business Visa® Credit Card
in Business Credit Cards from APG Federal Credit Union
Unaffiliated

APGFCU Business Visa® Credit Card

Unaffiliated
in Business Credit Cards from APG Federal Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Business Credit Cards.
Spark 2X Miles
Spark 2X Miles 9 reviews
Highlights
Purchase APR  (Variable APR) 10.49% - 17.49%
Balance Transfer APR  (Variable APR) 10.49% - 17.49%
Credit Score Range 650 - 850
Annual Fee $0

APGFCU Business Visa® Credit Card Review

Key Takeaways

  • Competitive APRs. APGFCU Business Visa® Credit Card has a variable purchase APR that ranges from 10.49% up to 17.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of APGFCU Business Visa® Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • APGFCU Business Visa® Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

APGFCU Business Visa® Credit Card FAQ

Who is APGFCU Business Visa® Credit Card designed for?

This is a credit card issued by APG Federal Credit Union.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 10.49% up to 17.49%. The card has a variable balance transfer APR that ranges from 10.49% up to 17.49%.

It also has a variable cash advance APR that ranges from 10.49% up to 17.49%. Note that late payments are subject to an APR of 18.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

APGFCU Business Visa® Credit Card Rates & Terms
Purchase APR 10.49% - 17.49%
Balance Transfer APR 10.49% - 17.49%
Cash Advance APR 10.49% - 17.49%
Penalty APR 18.00%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $20.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

APGFCU Business Visa® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $20
Late Payment Fee $25

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 225-2555.

What is the support contact email?

The support contact email for this business credit card is info@apgfcu.com.

Does APGFCU Business Visa® Credit Card report your account activity to credit bureaus?

Yes, APGFCU Business Visa® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the APG Federal Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From APGFCU Business Visa® Credit Card

Get the purchasing power and savings your business needs. No annual fee. Variable APR1 for purchases, cash advances and balance transfers: 10.49%–17.49%1. Free additional cards for authorized users / employees. Visa SavingsEdge – Turn qualifying business purchases into savings. Enroll today! Improve cash flow with revolving credit line. Pay bills conveniently – no more check writing. Use for automated, recurring payments.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday 9:00am - 12:00pm

Other Services by APG Federal Credit Union

Feature Breakdown

Annual Fee $0
Cash Advance Fee Minimum $2
Foreign Currency Transaction Fee 1%
Late Fee Amount $25
Minimum Cash Advance Fee ($) $2
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $20
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
APR Type Variable APR
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) 10.49% - 17.49%
Credit Limit Up to $3,000
Penalty APR (Variable APR) 18.00%
Purchase APR (Variable APR) 10.49% - 17.49%
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer Fee Minimum $0
Balance Transfer APR (Variable APR) 10.49% - 17.49%
Card Network Visa
Card Type
  • Low Interest

Be the first to rate

 

Would you recommend APGFCU Business Visa® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Business Credit Cards