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Last Updated: 04/18/2025

Banco Santander Puerto Rico Business Visa Credit Card

in Business Credit Cards from Banco Santander

Last Updated: 04/18/2025

Banco Santander Puerto Rico Business Visa Credit Card logo
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Purchase APR (Variable APR)

16.95%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

16.95%(Verified 06/21/2024)
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Annual Fee

$60

Credit Score Range

600 - 850

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Banco Santander Puerto Rico Business Visa Credit Card Review

This is a card issued by Banco Santander. If you're wondering whether Banco Santander Puerto Rico Business Visa Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Banco Santander Puerto Rico Business Visa Credit Card has a variable regular purchase APR of 16.95%
  • A 2% balance transfer fee. Banco Santander Puerto Rico Business Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Banco Santander Puerto Rico Business Visa Credit Card

What are the relevant APRs?

This business credit card has a variable purchase APR of 16.95%. The card has a variable balance transfer APR of 16.95% .
It also has a variable cash advance APR of 16.95%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • An annual fee of $60 .
  • A late payment penalty of up to $25 .

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    824 North Market Street
    Suite 100
    Wilmington, DE 19801
    Visit Site

    Hours of Operation

    Sunday
    6:00AM - 10:00AM
    Monday
    6:00AM - 10:00AM
    Tuesday
    6:00AM - 10:00AM
    Wednesday
    6:00AM - 10:00AM
    Thursday
    6:00AM - 10:00AM
    Friday
    6:00AM - 10:00AM
    Saturday
    6:00AM - 10:00AM

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