SuperMoney
  Banco Santander Puerto Rico Business Visa Credit Card

Banco Santander Puerto Rico Business Visa Credit Card

in Business Credit Cards from Banco Santander

Unaffiliated

Banco Santander Puerto Rico Business Visa Credit Card

Unaffiliated

in Business Credit Cards from Banco Santander

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Banco Santander Puerto Rico Business Visa Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 16.95
Balance Transfer APR  (Variable APR) 16.95
Credit Score Range 600 - 850
Annual Fee 60

Banco Santander Puerto Rico Business Visa Credit Card Review

Banco Santander Puerto Rico Business Visa Credit Card FAQ

Who is Banco Santander Puerto Rico Business Visa Credit Card designed for?

Banco Santander Puerto Rico Business Visa Credit Card is a credit card issued by Banco Santander. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs for Banco Santander Puerto Rico Business Visa Credit Card?

Banco Santander Puerto Rico Business Visa Credit Card has a variable purchase APR of 16.95%. The card has a variable balance transfer APR of 16.95% .

It also has a variable cash advance APR of 16.95% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Banco Santander Puerto Rico Business Visa Credit Card have an introductory APR offer?

No, Banco Santander Puerto Rico Business Visa Credit Card does not come with an introductory APR offer for balance transfers.

Banco Santander Puerto Rico Business Visa Credit Card does not offer an introductory rate on new purchases.

Banco Santander Puerto Rico Business Visa Credit Card Rates & Terms
Purchase APR 16.95%
Balance Transfer APR 16.95%
Cash Advance APR 16.95%
Penalty APR 29.99%

What are the Banco Santander Puerto Rico Business Visa Credit Card fees?

The following fees apply to Banco Santander Puerto Rico Business Visa Credit Card:

  • An annual fee of $60.
  • A late payment penalty of up to $25.

Does Banco Santander Puerto Rico Business Visa Credit Card have a foreign transaction fee?

Banco Santander Puerto Rico Business Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Banco Santander Puerto Rico Business Visa Credit Card Fees
Fees Amount
Annual Fee $60
Foreign Transaction Fee 1%
Balance Transfer Fee 2%
Minimum Balance Transfer Fee $2
Late Payment Fee up to $25

Is there a Banco Santander Puerto Rico Business Visa Credit Card cash back or rewards program?

No, Banco Santander Puerto Rico Business Visa Credit Card does not offer a rewards program.

What are the Banco Santander Puerto Rico Business Visa Credit Card benefits?

Banco Santander Puerto Rico Business Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Travel Assistance
  • Reports to major credit bureaus

Does Banco Santander Puerto Rico Business Visa Credit Card report your account activity to credit bureaus?

Yes, Banco Santander Puerto Rico Business Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Banco Santander Puerto Rico Business Visa Credit Card

  • Visit the Banco Santander .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   824 North Market Street
    Suite 100
    Wilmington, DE 19801
  •   Visit Site

Hours of Operation

  • Sunday 6:00am - 10:00am
  • Monday 6:00am - 10:00am
  • Tuesday 6:00am - 10:00am
  • Wednesday 6:00am - 10:00am
  • Thursday 6:00am - 10:00am
  • Friday 6:00am - 10:00am
  • Saturday 6:00am - 10:00am

Other Services by Banco Santander

Feature Breakdown

No Interest Grace Period for Late Payment 27 days
Annual Fee 60
Cash Advance Fee (%) Starting at 2
Cash Advance Fee Minimum 2
Foreign Currency Transaction Fee 1
Late Fee Amount Up to 25
Minimum Cash Advance Fee ($) 2 - 10
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Travel Assistance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 16.95
Penalty APR (Variable APR) 29.99
Purchase APR (Variable APR) 16.95
Balance Transfer Fee % 2
Balance Transfer Fee Minimum 2
Balance Transfer APR (Variable APR) 16.95
Card Network Visa
Card Type
  • Low Interest

Be the first to rate

 

Would you recommend Banco Santander Puerto Rico Business Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Business Credit Cards