Last Updated: 05/14/2026
Banco Santander Puerto Rico Business Visa Credit Card
Unaffiliated
from Banco Santander
Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
Banco Santander Puerto Rico Business Visa Credit Card Review
Key Takeaways
- APRs: Banco Santander Puerto Rico Business Visa Credit Card has a variable regular purchase APR of 16.95%
- A 2% balance transfer fee. Banco Santander Puerto Rico Business Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Banco Santander Puerto Rico Business Visa Credit Card
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 16.95% |
| Balance Transfer APR | 16.95% |
| Cash Advance APR | 16.95% |
| Penalty APR | 29.99% |
What fees does it charge?
- An annual fee of $60 .
- A late payment penalty of up to $25 .
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $60 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 2% |
| Minimum Balance Transfer Fee | $2 |
| Late Payment Fee | up to $25 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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