BB&T Spectrum Cash Rewards Business Visa
in Business Credit Cards from BB&T
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| Purchase APR (Variable APR) | 12.24% - 21.24% |
| Balance Transfer APR (Variable APR) | 12.24% - 21.24% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
BB&T Spectrum Cash Rewards Business Visa Review
Who is BB&T Spectrum Cash Rewards Business Visa designed for?
What are the relevant APRs for BB&T Spectrum Cash Rewards Business Visa?
BB&T Spectrum Cash Rewards Business Visa is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.What are the BB&T Spectrum Cash Rewards Business Visa fees?
The following fees apply to BB&T Spectrum Cash Rewards Business Visa:
- There is no annual fee.
- A late payment penalty of up to $39.
- A returned payment fee of up to $39.
- An overlimit fee of $39.
Does BB&T Spectrum Cash Rewards Business Visa have a foreign transaction fee?
BB&T Spectrum Cash Rewards Business Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $39 |
| Late Payment Fee | up to $39 |
Is there a BB&T Spectrum Cash Rewards Business Visa cash back or rewards program?
BB&T Spectrum Cash Rewards Business Visa offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:
- Every Purchase
- Gas
- Office Supplies
- Restaurants
Does BB&T Spectrum Cash Rewards Business Visa have a signup bonus?
BB&T Spectrum Cash Rewards Business Visa doesn't offer a cash signup bonus.
Does BB&T Spectrum Cash Rewards Business Visa offer an annual loyalty bonus?
BB&T Spectrum Cash Rewards Business Visa doesn't offer a cash loyalty bonus.
Does BB&T Spectrum Cash Rewards Business Visa report your account activity to credit bureaus?
Yes, BB&T Spectrum Cash Rewards Business Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for BB&T Spectrum Cash Rewards Business Visa
- Visit the BB&T .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
110 S. Stratford Rd.
Winston Salem, NC 27104 - (336) 733-3300
- Visit Site
Other Services by BB&T
Feature Breakdown
| Every Purchase (Points) | 1% cash back on all other eligible purchases |
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