SuperMoney 
  BB&T Spectrum Cash Rewards Business Visa

BB&T Spectrum Cash Rewards Business Visa

in Business Credit Cards from BB&T

Unaffiliated

BB&T Spectrum Cash Rewards Business Visa

Unaffiliated

in Business Credit Cards from BB&T

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend BB&T Spectrum Cash Rewards Business Visa to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 14.49% - 23.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 740 - 850

BB&T Spectrum Cash Rewards Business Visa Review

Who is BB&T Spectrum Cash Rewards Business Visa designed for?

What are the relevant APRs for BB&T Spectrum Cash Rewards Business Visa?

BB&T Spectrum Cash Rewards Business Visa is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the BB&T Spectrum Cash Rewards Business Visa fees?

The following fees apply to BB&T Spectrum Cash Rewards Business Visa:

  • There is no annual fee.
  • An overlimit fee of $39.

Does BB&T Spectrum Cash Rewards Business Visa have a foreign transaction fee?

BB&T Spectrum Cash Rewards Business Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

BB&T Spectrum Cash Rewards Business Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%

Is there a BB&T Spectrum Cash Rewards Business Visa cash back or rewards program?

BB&T Spectrum Cash Rewards Business Visa offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase
  • Gas
  • Office Supplies
  • Restaurants

Does BB&T Spectrum Cash Rewards Business Visa have a signup bonus?

BB&T Spectrum Cash Rewards Business Visa doesn't offer a cash signup bonus.

Does BB&T Spectrum Cash Rewards Business Visa offer an annual loyalty bonus?

BB&T Spectrum Cash Rewards Business Visa doesn't offer a cash loyalty bonus.

Does BB&T Spectrum Cash Rewards Business Visa report your account activity to credit bureaus?

BB&T Spectrum Cash Rewards Business Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BB&T Spectrum Cash Rewards Business Visa

  • Visit the BB&T .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Annual Fee $0
Minimum Interest Charge $0
No Annual Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) Starting at 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount Starting at $39
Minimum Cash Advance Fee ($) Starting at $10
Over-Limit Fee $39
Returned Payment Fee Starting at $39
Customer Type Business
Minimum Age 18
Card Network
  • Visa
Card Type
  • Balance Transfer
  • Bonus Offers
  • Cashback
  • Charge Card
  • Gas
  • Rewards
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
All Other Purchases Get 3% cash back on gas, 2% cash back at restaurants and office supply stores, and 1% cash back on all other eligible purchases
Bonus Rewards Redeem your rewards for cash back, statement credits, gift cards, travel and more. Redeem your rewards into your BB&T business deposit account for an additional 10% bonus
Rewards Categories
  • Every Purchase
  • Gas
  • Office Supplies
  • Restaurants
Purchase APR (Variable APR) 14.49% - 23.49%
Balance Computation Average Daily Balance
Introductory Rate 0%
Penalty APR 27.4%

Be the first to rate

 

Would you recommend BB&T Spectrum Cash Rewards Business Visa to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Business Credit Cards

Capital One® Spark® Miles Select for Business
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Capital One® Spark® Miles for Business
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Spark Classic for Business From Capital One
Mostly recommended

9 Reviews

BB&T Business Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

BB&T Bright Business Visa

BB&T Bright Business Visa

Be the first to rate

Annual Fee $0 Annual Fee
Purchase APR 12.49% - 21.49%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 12.49% - 21.49%
(Variable APR)
    10% 27% Variable APR
Credit Score Range N/A Credit Score Range