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  BB&T Spectrum Travel Rewards Business Visa

BB&T Spectrum Travel Rewards Business Visa

in Business Credit Cards from BB&T

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BB&T Spectrum Travel Rewards Business Visa

Unaffiliated

in Business Credit Cards from BB&T

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Highlights
Purchase APR  (Variable APR) 14.49% - 23.49%
Balance Transfer APR  (Variable APR) 14.49% - 23.49%
Credit Score Range 740 - 850
Annual Fee $49

BB&T Spectrum Travel Rewards Business Visa Review

BB&T Spectrum Travel Rewards Business Visa FAQ

Who is BB&T Spectrum Travel Rewards Business Visa designed for?

What are the relevant APRs for BB&T Spectrum Travel Rewards Business Visa?

BB&T Spectrum Travel Rewards Business Visa is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the BB&T Spectrum Travel Rewards Business Visa fees?

The following fees apply to BB&T Spectrum Travel Rewards Business Visa:

  • An annual fee of $49.
  • A late payment penalty of up to $39.
  • An overlimit fee of $39.

Does BB&T Spectrum Travel Rewards Business Visa have a foreign transaction fee?

BB&T Spectrum Travel Rewards Business Visa does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

BB&T Spectrum Travel Rewards Business Visa Fees
Fees Amount
Annual Fee $49
Foreign Transaction Fee 0%
Late Payment Fee up to $39

Is there a BB&T Spectrum Travel Rewards Business Visa cash back or rewards program?

BB&T Spectrum Travel Rewards Business Visa offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels

Does BB&T Spectrum Travel Rewards Business Visa have a signup bonus?

Yes, BB&T Spectrum Travel Rewards Business Visa offers card users a signup bonus worth up to $200 after spending $2000.

However, it does include a 20000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does BB&T Spectrum Travel Rewards Business Visa offer an annual loyalty bonus?

BB&T Spectrum Travel Rewards Business Visa doesn't offer a cash loyalty bonus.

What are the BB&T Spectrum Travel Rewards Business Visa benefits?

BB&T Spectrum Travel Rewards Business Visa provides the following benefits:

  • Reports to major credit bureaus

Does BB&T Spectrum Travel Rewards Business Visa report your account activity to credit bureaus?

Yes, BB&T Spectrum Travel Rewards Business Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for BB&T Spectrum Travel Rewards Business Visa

  • Visit the BB&T .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Feature Breakdown

Foreign Currency Transaction Fee 0%
Minimum Interest Charge $0
No Annual Fee First Year  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25 days
Annual Fee $49
Cash Advance Fee (%) Starting at 4%
Cash Advance Fee Minimum $10
Late Fee Amount Up to $39
Minimum Cash Advance Fee ($) Starting at $10
Over-Limit Fee $39
Returned Payment Fee Starting at $39
Customer Type Business
Minimum Age 18
Credit Score Range 740 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits Fraud Liability
All Other Purchases one mile on all other net qualified purchases
Bonus Rewards Earn 20,000 bonus miles for $2,000 spent in first 90 days ($200 value) Redeem your miles for travel, cash back, statement credits, gift cards and more
Rewards Categories
  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels
Signup Bonus Starting at $200
Signup Bonus (points) 20,000
Balance Computation Average Daily Balance
Cash Advance APR (Variable APR) 26.49% - 27.4%
Penalty APR (Variable APR) 27.4%
Purchase APR (Variable APR) 14.49% - 23.49%
Balance Transfer APR (Variable APR) 14.49% - 23.49%
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer
  • Travel
  • Bonus Offers
  • Charge Card

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