Last Updated: 10/08/2025
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Claimed
in Business Credit Cards from Citi®
Last Updated: 10/08/2025
Not enough votes for recommendation
Rating not yet determined2 total votes
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Highlights
Purchase APR (Variable APR)
21.24% - 29.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
21.24% - 29.99%(Verified 08/24/2024)
Disclaimer popup with additional information
Annual Fee
$99
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Credit Score Range
600 - 850
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Review
This is a rewards card issued by Citi®. If you're wondering whether CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is the right card for you, read on.
Key Takeaways
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 21.24% up to 29.99%.
- $0 intro annual fee for the first year. $99, waived for first 12 months
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Citibusiness AAdvantage card
| The Good | The Bad |
|
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 21.24% up to 29.99% . The card has a variable balance transfer APR that ranges from 21.24% up to 29.99% .
It also has a variable cash advance APR of 29.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 21.24% - 29.99% |
| Balance Transfer APR | 21.24% - 29.99% |
| Cash Advance APR | 29.99% |
| Penalty APR | 29.99% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $99 ($99, waived for first 12 months) .
- A late payment penalty of $41 .
- A returned payment fee of $41.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
| Annual Fee | $99 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 0% |
| Returned Payment Fee | $41 |
| Late Payment Fee | $41 |
Does it offer a cash back or rewards program?
Yes, Citibusiness AAdvantage card offers a rewards program to its customers.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | 65,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | Miles | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reward Rates | 1 - 2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Bonus Offer | Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Airfare
- Car Rentals
- Internet, Cable and Phone Services
- Every Purchase
- Gas stations
Does it have a sign up bonus?
Yes. Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening..
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Citibusiness AAdvantage card
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 3:00PM
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Other Business Credit Cards from Citi®
Rating not yet determined
Purchase APR
17.49%
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Balance Transfer APR
17.49%
Disclaimer popup with additional information
Annual Fee
$0
Credit Score Range
650 - 850
300
850
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
0
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CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Community Reviews
Would you recommend CitiBusiness® / AAdvantage® Platinum Select® Mastercard® to your friends?
IG
Ian G.
Feb 22, 2022
May or may not recommend
I used to have this card but I cancelled it because the fees were too high based on my spending on the card. It has a decent promotional rewards after an initial spend but then the fees out weight the benefits. I also have no further use of AA miles because the industry is filled with villains who break the laws of the country and international laws, I stopped traveling ...Show More
AK
Aaron K.
Jan 5, 2021
May or may not recommend
If you are someone who takes regional flights for business, this card was made for you.
This credit card offers 2 American Airline miles per dollar on eligible purchases. In addition, cardholders get a free checked bag for themselves and companions, preferred boarding and 25% savings on in-flight purchases on domestic American Airlines flights. If you spend $4,000 within the first four months, you earn 65,000 bonus miles, and if you ...Show More
Showing 2 of 2 reviews
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