Citizens Bank Business Platinum Mastercard

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 7 months, which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 7 months.
• APRs: Citizens Bank Business Platinum Mastercard has a variable regular purchase APR that ranges from 8.24% up to 19.24%.
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
• Multiple business credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, purchase security, travel accident insurance, and fraud protection.
• Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Citizens Bank business credit card

What are the relevant APRs?

What fees does it charge?

• There is no annual fee.
• A late payment penalty of $39 .
• A returned payment fee of $20.

Does it offer a cash back or rewards program?