Citizens Bank Everyday Points Business Mastercard

Key Takeaways

• Business credit card with generous reward rate. You can get a rewards rate of up to 3.5 reward points per dollar spent.
• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 7 months, which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 7 months.
• APRs: Citizens Bank Everyday Points Business Mastercard has a variable regular purchase APR that ranges from 11.24% up to 21.24%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
• Multiple business credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, purchase security, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Citizens Bank Everyday Points business Mastercard

What are the relevant APRs?

What fees does it charge?

• There is no annual fee.
• A late payment penalty of $39 .
• A returned payment fee of $20.

Does it offer a cash back or rewards program?

• Every Purchase