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Last Updated: 04/18/2025

Costco Anywhere Visa® Business Credit Card by Citi

in Business Credit Cards from Citi®

Last Updated: 04/18/2025

Costco Anywhere Visa® Business Credit Card by Citi logo
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Highlights

Purchase APR (Variable APR)

17.49%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

17.49%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

650 - 850

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Costco Anywhere Visa® Business Credit Card by Citi Review

This is a store card issued by Citi®. If you're wondering whether Costco Anywhere Visa® Business Credit Card by Citi is the right card for you, read on.

Key Takeaways

  • Business credit card with generous reward rate. You can get a rewards rate of up to 4x.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 17.49%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Costco Citi business card

What are the relevant APRs?

This business credit card has a variable purchase APR of 17.49%. The card has a variable balance transfer APR of 17.49% .
It also has a variable cash advance APR of 27.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $41 .

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Airfare
  • Every Purchase
  • Gas stations
  • Restaurants
  • Warehouse Clubs

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Costco Anywhere Visa® Business Credit Card by Citi logo

Message from Costco Citi business card

The standard variable APR for purchases is 15.24%. The standard variable APR for cash advances is 25.24%. Variable penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge - $0.50. Fee for foreign purchases - None. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. No annual fee with paid Costco membership. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply. Variable rates shown above are based on the 3.25% Prime Rate as of 09/01/2021. Your Card Account will earn Costco Cash Rewards based on your purchases that can be redeemed for merchandise or cash back at any U.S. Costco warehouse, including Puerto Rico ("Costco Cash Rewards"). Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa procedures based on the kinds of products and services the merchants primarily sell. We don’t control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we’re provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category, your purchase will not qualify for additional Costco Cash Rewards. For example, you won’t earn additional points for purchases at a restaurant located within a retailer if the restaurant is assigned a "retailer" code instead of a "restaurant" code. Please also note – purchases made through mobile/wireless technology may not earn additional Costco Cash Rewards depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional Costco Cash Rewards.

Contact

Headquarters

388 Greenwich Street
New York, NY 10013
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 3:00PM

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