Who Is Gold Delta SkyMiles Business Credit Card Designed For?

The Gold Delta SkyMiles Business Credit Card from American Express® is an excellent business credit card for Delta flyers. On the other hand, its rewards are substandard if you're not a frequent flyer with Delta. 

What Are The Rates and Fees For Gold Delta SkyMiles Business Credit Card?

Gold Delta SkyMiles Business Credit Card has purchase rates that range from 16.24% APR to 20.24% APR depending on creditworthiness. 

The card has an annual fee of $95. The fee is waived the first year. There are no foreign transaction fees.

There is a $38 late payment and returned payment fee, a $5 (or 3%) cash advance fee and a 29.99% APR penalty rate.

Does Gold Delta SkyMiles Business Credit Card Offer Rewards?

Gold Delta SkyMiles Business Credit Card offers two miles for every dollar spent on Delta purchases and 1 mile on all other purchases. These miles don't expire. You can use your miles toward flights with Delta and 15 other airline partners, car rentals, merchandise, and gift cards. 

New members receive a 30,000 miles signup bonus when they spend $1,000 on their card within the first three months.

Cardholders receive priority boarding on Delta flights and a 20% discount on in-flight purchases. The first checked bag is free, which comes to a $50 saving for every round trip. 

It is also easier for cardholders to attain Medallion Elite Status.

Cardholders also receive baggage insurance plan, travel accident insurance, extended warranty, and roadside assistance hotline. 

What Are The Pros and Cons of Gold Delta SkyMiles Business Credit Card?

The Pros

Prime perks for frequent flyers with Delta. If attaining Medallion elite status is important for you, this card is for you. It also comes with a 30,000 bonus miles signup bonus after you spend $1,000 on your new card within the first three months.

The Cons

Delta SkyMiles are not worth as much as other airline miles, and you only get double miles on Delta purchases. 

  • Credit Score Range
    640 - 850
  • Minimum Age
  • Customer Type
  • Annual Fee
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • Returned Payment Fee
  • No Annual Fee First Year
  • No Foreign Transaction Fee
  • Card Type
    • Travel
    • Rewards
  • Card Network
    American Express
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Rewards Categories
    • Airfare
    • Car Rentals
    • Every Purchase
    • Hotels
    • Trains, Cruises, Other Travel
  • Balance Computation
    average daily balance (including new purchases)
  • Penalty APR
  • Purchases APR (variable)
    16.24% - 20.24%
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