Who is this credit card designed for?
Gold Delta SkyMiles Business Credit Card is a credit card issued by American Express Bank, which is based in New York, NY.
Gold Delta SkyMiles Business Credit Card is designed for small business owners with a credit score of 640 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.
What are the relevant APRs?
Gold Delta SkyMiles Business Credit Card has a variable purchase APR that ranges from 16.99% up to 20.99%.
It also has a variable cash advance APR starting at 26.99%.
Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Is an introductory APR offer available?
Yes, Gold Delta SkyMiles Business Credit Card offers an introductory APR rate of 0%.
What are the fees?
The following fees apply to Gold Delta SkyMiles Business Credit Card:
- A late payment penalty of $38.
- A returned payment fee of $38.
- There are no foreign transaction fees
Is a rewards program offered?
Gold Delta SkyMiles Business Credit Card offers a rewards program to its customers. This business card features rewards for purchases in the following categories:
- Car Rentals
- Every Purchase
- Trains, Cruises, Other Travel
Is a signup bonus offered?
Gold Delta SkyMiles Business Credit Card doesn't offer a cash signup bonus. However, it does include a 30000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, and other perks.
Is an annual loyalty bonus offered?
Gold Delta SkyMiles Business Credit Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Gold Delta SkyMiles Business Credit Card provides the following benefits:
- Car rental insurance
- Emergency support
- Extended warranty
- Flight insurance
- Fraud liability
- Lost luggage insurance
- Travel insurance
World Financial Center
200 Vesey Street
New York, NY 10285 USA
- Visit Site
Other Services by American Express Bank
|Grace Period for Late Payment (Days)||25|
|Foreign Currency Transaction Fee||0%|
|No Annual Fee First Year|
|No Foreign Transaction Fee|
|Late Payment Penalty||$38|
|Returned Payment Fee||$38|
|Credit Score Range||
640 - 850
850 300 640
|Car Rental Insurance|
|Lost Luggage Insurance|
|Credit Card Benefits||
|No Blackout Dates|
|Signup Bonus (points)||30,000|
|Purchase APR (Variable APR)||16.99% - 20.99%|
|Cash Advance APR (Variable APR)||Starting at 26.99%|
|Balance Computation||average daily balance (including new purchases)|
American Express Bank Business Credit Cards
Balance Transfer APR
Credit Score Range
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