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  Gold Delta SkyMiles Business Credit Card

Gold Delta SkyMiles Business Credit Card

in Business Credit Cards from American Express National Bank

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Gold Delta SkyMiles Business Credit Card

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in Business Credit Cards from American Express National Bank

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Highlights
Highlights
Annual Fee $95
Purchase APR  (Variable APR) 17.49% - 26.49%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 640 - 850

Gold Delta SkyMiles Business Credit Card Review

Who is Gold Delta SkyMiles Business Credit Card designed for?

Gold Delta SkyMiles Business Credit Card is a credit card issued by American Express National Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 640.

What are the relevant APRs for Gold Delta SkyMiles Business Credit Card?

Gold Delta SkyMiles Business Credit Card has a variable purchase APR that ranges from 17.49% up to 26.49% .

It also has a variable cash advance APR of 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Gold Delta SkyMiles Business Credit Card have an introductory APR offer?

Yes, Gold Delta SkyMiles Business Credit Card offers an introductory APR rate on balance transfers of 0% Gold Delta SkyMiles Business Credit Card does not offer an introductory rate on new purchases.

Gold Delta SkyMiles Business Credit Card Rates & Terms
Purchase APR 17.49% - 26.49%
Cash Advance APR 26.99%
Penalty APR 29.99%

What are the Gold Delta SkyMiles Business Credit Card fees?

The following fees apply to Gold Delta SkyMiles Business Credit Card:

  • An annual fee of $95.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.
  • There is no overlimit fee

Does Gold Delta SkyMiles Business Credit Card have a foreign transaction fee?

Gold Delta SkyMiles Business Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Gold Delta SkyMiles Business Credit Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Returned Payment Fee $39
Late Payment Fee up to $39

Is there a Gold Delta SkyMiles Business Credit Card cash back or rewards program?

Gold Delta SkyMiles Business Credit Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels

Does Gold Delta SkyMiles Business Credit Card have a signup bonus?

Gold Delta SkyMiles Business Credit Card doesn't offer a cash signup bonus.

However, it does include a 30000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Gold Delta SkyMiles Business Credit Card offer an annual loyalty bonus?

Gold Delta SkyMiles Business Credit Card doesn't offer a cash loyalty bonus.

What are the Gold Delta SkyMiles Business Credit Card benefits?

Gold Delta SkyMiles Business Credit Card provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

Does Gold Delta SkyMiles Business Credit Card report your account activity to credit bureaus?

Gold Delta SkyMiles Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Gold Delta SkyMiles Business Credit Card

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25
Over-Limit Fee $0
Annual Fee $95
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $5
Late Fee Amount Up to $39
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Card Network
  • American Express
Card Type
  • Rewards
  • Travel
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Emergency Support  
Extended Warranty  
Flight Insurance  
Fraud Liability  
Lost Luggage Insurance  
Travel Insurance  
Bonus Rewards Earn 30,000 Bonus Miles after you make $1,000 in purchases on your new Card within your first 3 months and receive $50 statement credit after you make a Delta purchase with your new Card within your first 3 months
No Blackout Dates  
Rewards Categories
  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels
  • Travel
Signup Bonus (points) 30,000
Cash Advance APR (Variable APR) 26.99%
Purchase APR (Variable APR) 17.49% - 26.49%
Balance Computation average daily balance (including new purchases)
Penalty APR 29.99%

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