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Last Updated: 05/14/2026

Members First Credit Union Business VISA Platinum

from Members First Credit Union

Last Updated: 05/14/2026

Members First Credit Union Business VISA Platinum logo
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Highlights

Purchase APR (Fixed APR)

9.9% - 16.9%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)

9.9% - 16.9%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

600 - 850

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Members First Credit Union Business VISA Platinum Review

This is a card issued by Members First Credit Union. If you're wondering whether Members First Credit Union Business VISA Platinum is the right card for you, read on.

Key Takeaways

  • APRs: Members First Credit Union Business VISA Platinum has a fixed purchase APR that ranges from 9.9% up to 16.9%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Members First Credit Union Business VISA Platinum

What are the relevant APRs?

This business credit card has a fixed purchase APR that ranges from 9.9% up to 16.9% . The card has a fixed balance transfer APR that ranges from 9.9% up to 16.9% .
It also has a fixed cash advance APR that ranges from 9.9% up to 16.9% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of $25 .
  • A returned payment fee of $25.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    View Members First Credit Union Business VISA Platinum's published terms & conditions

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Members First Credit Union Business VISA Platinum logo

    Message from Members First Credit Union Business VISA Platinum

    The MFCU Visa is perfect to fund your happy with every day purchases, vacationing, home improvement projects or even for your business! Be proud to use a card that comes from the same place you do. Your MFCU VISA isn’t from a big bank, it’s from a cooperative you’re a part of. Platinum VISA, This card has simple terms and rates with no annual fees or balance transfer fees.

    Contact

    Headquarters

    P.O. Box 2165
    Midland, MI 48641
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    Closed

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    SuperMoney Net Recommendation Score

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