Meritrust Credit Union Business Rewards

Meritrust Credit Union Business Rewards Review

This is a rewards card issued by Meritrust Credit Union. If you're wondering whether Meritrust Credit Union Business Rewards is the right card for you, read on.

Key Takeaways

• Competitive APRs. Meritrust Credit Union Business Rewards has a variable purchase APR that ranges from 12.99% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Meritrust Credit Union Business Rewards

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 12.99% up to 18%. The card has a variable balance transfer APR that ranges from 12.99% up to 18%.

It also has a variable cash advance APR that ranges from 12.99% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $28.
• A returned payment fee of up to $28.
• An overlimit fee of $28.

Does it offer a cash back or rewards program?

Yes, Meritrust Credit Union Business Rewards offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

What is the customer service phone number?

The customer service number for this business card is (316) 683-1423.

What is the support contact email?

The support contact email for this business credit card is memberservices@meritrustcu.org.

Does Meritrust Credit Union Business Rewards report your account activity to credit bureaus?

Yes, Meritrust Credit Union Business Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Meritrust Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.