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  SimplyCash Plus Business Credit Card

SimplyCash Plus Business Credit Card

in Business Credit Cards from American Express Bank

Unaffiliated

SimplyCash Plus Business Credit Card

Unaffiliated

in Business Credit Cards from American Express Bank

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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR (Variable APR) 13.99% - 20.99%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 680 - 850

Overview

Who is this credit card designed for?

SimplyCash Plus Business Credit Card is a credit card issued by American Express Bank, which is based in New York, NY.

SimplyCash Plus Business Credit Card is designed for small business owners with a credit score of 680 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

SimplyCash Plus Business Credit Card has a variable purchase APR that ranges from 13.99% up to 20.99%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, SimplyCash Plus Business Credit Card does not come with an introductory APR offer.

What are the fees?

The following fees apply to SimplyCash Plus Business Credit Card:

  • A late payment penalty of up to $38.
  • A foreign transaction fee of 2.7%. Transactions in a foreign currency get hit with a 2.7% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $27.

Is a rewards program offered?

SimplyCash Plus Business Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every business purchase you make. This business card features rewards for purchases in the following categories:

  • Advertising Services
  • Airfare
  • Car Rentals
  • Internet, Cable, Phone
  • Every Purchase
  • Gas
  • Hotels
  • Office Supplies
  • Restaurants
  • Shipping
  • Software, Hardware, Cloud

Is a signup bonus offered?

SimplyCash Plus Business Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

SimplyCash Plus Business Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

SimplyCash Plus Business Credit Card provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Lost luggage insurance
  • Travel insurance
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Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
No Annual Fee  
Returned Payment Fee Starting at $38
Late Fee Amount $38
Foreign Currency Transaction Fee 2.7%
Minimum Age 18
Credit Score Range 680 - 850
Customer Type Business
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Lost Luggage Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards 5x
Every Purchase 1x
Rewards Categories
  • Advertising Services
  • Airfare
  • Car Rentals
  • Every Purchase
  • Gas
  • Hotels
  • Internet / Cable / Phone
  • Office Supplies
  • Restaurants
  • Shipping
  • Software, Hardware, Cloud
Purchase APR (Variable APR) 13.99% - 20.99%
Balance Computation Average Daily Balance method (including new transactions)
Penalty APR 29.99%
Introductory Rate 0%

Reviews

 
 

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