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Starwood Preferred Guest Business Credit Card

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Starwood Preferred Guest Business Credit Card

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in Business Credit Cards

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Overview

Who is this credit card designed for?

Starwood Preferred Guest Business Credit Card is a credit card issued by American Express Bank, which is based in New York, NY.

Starwood Preferred Guest Business Credit Card is designed for small business owners with a credit score of 680 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Starwood Preferred Guest Business Credit Card has a variable purchase APR that ranges from 16.99% up to 20.99%.

It also has a variable cash advance APR starting at 26.99%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, Starwood Preferred Guest Business Credit Card offers an introductory APR rate of 0%.

What are the fees?

The following fees apply to Starwood Preferred Guest Business Credit Card:

  • A late payment penalty of $38.
  • A returned payment fee of $38.
  • There are no foreign transaction fees

Is a rewards program offered?

Starwood Preferred Guest Business Credit Card offers a rewards program to its customers. This business card features rewards for purchases in the following categories:

  • Every Purchase
  • Hotels

Is a signup bonus offered?

Yes, Starwood Preferred Guest Business Credit Card offers card users a signup bonus worth up to $100 after spending $1000.

Is an annual loyalty bonus offered?

Starwood Preferred Guest Business Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Starwood Preferred Guest Business Credit Card provides the following benefits:

  • Car rental insurance
  • Extended warranty
  • Fraud liability
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Feature Breakdown

No Fees
Grace Period for Late Payment (Days)
25
Foreign Currency Transaction Fee
0%
No Annual Fee First Year
 
No Foreign Transaction Fee
 
List of Fees
Late Payment Penalty
$38
Returned Payment Fee
$38
Annual Fee
$95
Minimum Age
18
Credit Score Range
680 - 850
850 300 680
Customer Type
Business
Car Rental Insurance
 
Extended Warranty
 
Fraud Liability
 
Credit Card Benefits
  • Extended Warranty Protection
  • Purchase Protection
Bonus Rewards
2x
Every Purchase
1x
Rewards Categories
  • Every Purchase
  • Hotels
Signup Bonus
$100
Percentage
Purchase APR
(Variable APR)
16.99% - 20.99%
    12% 30%
Percentage
Cash Advance APR
(Variable APR)
Starting at
26.99%
Penalty APR
29.99%
Introductory Rate
0%

Reviews

 
 

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