Overview

Who is this credit card designed for?

Starwood Preferred Guest Business Credit Card is a credit card issued by American Express Bank, which is based in New York, NY.

Starwood Preferred Guest Business Credit Card is designed for small business owners with a credit score of 680 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Starwood Preferred Guest Business Credit Card has a variable purchase APR that ranges from 16.99% up to 20.99%.

It also has a variable cash advance APR starting at 26.99%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, Starwood Preferred Guest Business Credit Card offers an introductory APR rate of 0%.

What are the fees?

The following fees apply to Starwood Preferred Guest Business Credit Card:

• A late payment penalty of $38.
• A returned payment fee of $38.
• There are no foreign transaction fees

Is a rewards program offered?

Starwood Preferred Guest Business Credit Card offers a rewards program to its customers. This business card features rewards for purchases in the following categories:

• Every Purchase
• Hotels

Is a signup bonus offered?

Yes, Starwood Preferred Guest Business Credit Card offers card users a signup bonus worth up to $100 after spending $1000.

Is an annual loyalty bonus offered?

Starwood Preferred Guest Business Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Starwood Preferred Guest Business Credit Card provides the following benefits:

• Car rental insurance
• Extended warranty
• Fraud liability