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  American Express® National Bank Business Platinum Credit Card®

American Express® National Bank Business Platinum Credit Card®

in Business Credit Cards from American Express National Bank

Claimed

American Express® National Bank Business Platinum Credit Card®

Claimed

in Business Credit Cards from American Express National Bank

Net Recommendation Score +33%

SUPERMONEY NET RECOMMENDATION SCORE

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 14.24% - 22.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 680 - 850
Annual Fee $595

American Express® National Bank Business Platinum Credit Card® Review

American Express® National Bank Business Platinum Credit Card® FAQ

Who is American Express® National Bank Business Platinum Credit Card® designed for?

American Express® National Bank Business Platinum Credit Card® is a credit card issued by American Express National Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 680.

What are the relevant APRs for American Express® National Bank Business Platinum Credit Card®?

American Express® National Bank Business Platinum Credit Card® has a variable purchase APR that ranges from 14.24% up to 22.24% . Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does American Express® National Bank Business Platinum Credit Card® have an introductory APR offer?

American Express® National Bank Business Platinum Credit Card® does not offer an introductory rate on new purchases.

American Express® National Bank Business Platinum Credit Card® Rates & Terms
Purchase APR 14.24% - 22.24%
Penalty APR 29.24%

What are the American Express® National Bank Business Platinum Credit Card® fees?

The following fees apply to American Express® National Bank Business Platinum Credit Card®:

  • An annual fee of $595.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.

Does American Express® National Bank Business Platinum Credit Card® have a foreign transaction fee?

American Express® National Bank Business Platinum Credit Card® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

American Express® National Bank Business Platinum Credit Card® Fees
Fees Amount
Annual Fee $595
Foreign Transaction Fee 0%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Is there a American Express® National Bank Business Platinum Credit Card® cash back or rewards program?

American Express® National Bank Business Platinum Credit Card® offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels
  • Restaurants

Does American Express® National Bank Business Platinum Credit Card® have a signup bonus?

American Express® National Bank Business Platinum Credit Card® doesn't offer a cash signup bonus.

However, it does include a 100000 points signup bonus after spending $15000 that can be redeemed for travel, gifts, or other perks.

Does American Express® National Bank Business Platinum Credit Card® offer an annual loyalty bonus?

Yes, American Express® National Bank Business Platinum Credit Card® offers card users an annual bonus worth up to $200.

What are the American Express® National Bank Business Platinum Credit Card® benefits?

American Express® National Bank Business Platinum Credit Card® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

Does American Express® National Bank Business Platinum Credit Card® report your account activity to credit bureaus?

Yes, American Express® National Bank Business Platinum Credit Card® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Express® National Bank Business Platinum Credit Card®

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Every Purchase (Points) 5X points on flights and prepaid hotels on amextravel.com. 1.5X points per dollar on eligible purchases of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year. 1X points for each dollar you spend on eligible purchases.
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Annual Fee $595
Late Fee Amount Up to $39
Returned Payment Fee Up to $39
Customer Type Business
Minimum Age 18
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Global Entry / TSA Precheck Fee Credit
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Annual Loyalty Bonus $200
Bonus Rewards Earn 75,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
No Blackout Dates
No Reward Expiration Period
Rewards Categories
  • Every Purchase
  • Travel
  • Restaurants
  • Hotels
  • Airfare
  • Car Rentals
Signup Bonus (points) 100,000
Penalty APR (Variable APR) 29.24%
Purchase APR (Variable APR) 14.24% - 22.24%
Card Network American Express
Card Type
  • Rewards

American Express® National Bank Business Platinum Credit Card® Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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