Overview

Who is this credit card designed for?

The Business Gold Rewards Card is a a charge card card issued by American Express Bank, which is based in New York, NY.

The Business Gold Rewards Card is designed for small business owners with a credit score of 680 to 850. This card charges an annual fee but the fee is waived the first years. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

The Business Gold Rewards Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, The Business Gold Rewards Card offers an introductory APR rate of 0%.

What are the fees?

The following fees apply to The Business Gold Rewards Card:

• A late payment penalty of $38.
• A returned payment fee of $38.
• There are no foreign transaction fees

Is a rewards program offered?

The Business Gold Rewards Card offers a rewards program to its customers. This business card features rewards for purchases in the following categories:

• Advertising Services
• Airfare
• Every Purchase
• Gas
• Shipping
• Software, Hardware, Cloud

Is a signup bonus offered?

The Business Gold Rewards Card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

The Business Gold Rewards Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

The Business Gold Rewards Card provides the following benefits:

• Car rental insurance
• Emergency support
• Extended warranty
• Flight insurance
• Fraud liability
• Lost luggage insurance
• Travel insurance