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  American Express® Business Gold Card

American Express® Business Gold Card

in Business Credit Cards from American Express National Bank

Claimed

American Express® Business Gold Card

Claimed

in Business Credit Cards from American Express National Bank

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Highlights
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) 14.24% - 22.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 680 - 850
Annual Fee $295

American Express® Business Gold Card Review

Who is American Express® Business Gold Card designed for?

What are the relevant APRs for American Express® Business Gold Card?

American Express® Business Gold Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the American Express® Business Gold Card fees?

The following fees apply to American Express® Business Gold Card:

  • An annual fee of $295.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.

Does American Express® Business Gold Card have a foreign transaction fee?

American Express® Business Gold Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

American Express® Business Gold Card Fees
Fees Amount
Annual Fee $295
Foreign Transaction Fee 0%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Is there a American Express® Business Gold Card cash back or rewards program?

American Express® Business Gold Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Advertising Services
  • Airfare
  • Every Purchase
  • Gas
  • Restaurants
  • Shipping
  • Software, Hardware, Cloud

Does American Express® Business Gold Card have a signup bonus?

American Express® Business Gold Card doesn't offer a cash signup bonus.

However, it does include a 35000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.

Does American Express® Business Gold Card offer an annual loyalty bonus?

American Express® Business Gold Card doesn't offer a cash loyalty bonus.

What are the American Express® Business Gold Card benefits?

American Express® Business Gold Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance

How to apply for American Express® Business Gold Card

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Feature Breakdown

Every Purchase (Points) Earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from, plus earn 1X on other purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25 days
Annual Fee $295
Late Fee Amount Up to $39
Returned Payment Fee Up to $39
Customer Type Business
Minimum Age 18
Credit Score Range 680 - 850
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Emergency Support  
Extended Warranty  
Flight Insurance  
Fraud Liability  
Lost Luggage Insurance  
Travel Insurance  
Bonus Rewards Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
No Blackout Dates  
No Reward Expiration Period  
Rewards Categories
  • Advertising Services
  • Airfare
  • Every Purchase
  • Gas
  • Restaurants
  • Shipping
  • Software, Hardware, Cloud
Rewards Type Points
Signup Bonus (points) 35,000
Penalty APR (Variable APR) 29.24%
Purchase APR (Variable APR) 14.24% - 22.24%

American Express® Business Gold Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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