American Express® National Bank Business Gold Credit Card Review

• Generous reward rate. You will get a rewards rate of up to 4 points per dollar spent.
• Signup bonus. Offers a signup bonus of 70000 points after spending $10,000 that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. American Express® National Bank Business Gold Credit Card has a variable purchase APR that ranges from 14.24% up to 22.24%.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 680.

Who is American Express® National Bank Business Gold Credit Card designed for?

What are the relevant APRs for American Express® National Bank Business Gold Credit Card?

What are the American Express® National Bank Business Gold Credit Card fees?

The following fees apply to American Express® National Bank Business Gold Credit Card:

• An annual fee of $295.
• A late payment penalty of up to $39.
• A returned payment fee of up to $39.

Is there a American Express® National Bank Business Gold Credit Card cash back or rewards program?

American Express® National Bank Business Gold Credit Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Advertising Services
• Airfare
• Every Purchase
• Gas
• Restaurants
• Shipping
• Software, Hardware, Cloud

What are the American Express® National Bank Business Gold Credit Card benefits?

American Express® National Bank Business Gold Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Fraud Liability
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

Does American Express® National Bank Business Gold Credit Card report your account activity to credit bureaus?

Yes, American Express® National Bank Business Gold Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Express® National Bank Business Gold Credit Card

• Visit the American Express National Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.