American Express® National Bank Plum Credit Card®

American Express® National Bank Plum Credit Card® Review

Key Takeaways

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
• Annual fee waived the first year. American Express® National Bank Plum Credit Card® gives you the chance to have the card for a year without paying the $250 annual fee.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of American Express Plum card

American Express Plum card FAQ

Who is American Express Plum card designed for?

What are the relevant APRs?

What fees does it charge?

The following fees apply to this business credit card:

• An annual fee of $250.
• A returned payment fee of up to $39.

Does it offer a cash back or rewards program?

Yes, American Express Plum card offers a rewards program to its customers. The rewards program allows you to earn 1.5% cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 528-4800.

What is the support contact email?

The support contact email for this business credit card is info@americanexpress.com.

Does American Express® National Bank Plum Credit Card® report your account activity to credit bureaus?

Yes, American Express® National Bank Plum Credit Card® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the American Express National Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.