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Last Updated: 06/21/2025

Accion Small Business Loans

in Business Loans from Accion

Last Updated: 06/21/2025

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Amount Range

$300 - $250,000

APR (Fixed APR)

7% - 34%(Verified 06/21/2024)
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Loan Term (Months)

N/A
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Accion Small Business Loans Review

Accion San Diego is a business financing offering by Accion, based in San Diego, CA. Founded in 1961, Accion offers access to small business loans in 50 states (and Washington, DC).

Accion San Diego FAQ

What are Accion San Diego rates?

Accion San Diego offers a fixed APR business financing product that ranges from 7% APR up to 34% APR.

Does Accion San Diego charge an origination fee?

Yes, Accion San Diego charges a loan origination fee .

Does Accion San Diego charge prepayment fees?

Yes, Accion San Diego may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from Accion San Diego?

Business loan amounts start at $300 and go up to $250,000.

What do you need to qualify for Accion Small Business Loans?

Accion Small Business Loans requires companies to be in business for at least month
Applicants with a credit score of at least 575 and up to 850 may be eligible for Accion Small Business Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Accion Small Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Bank account information
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Accion Small Business Loans report your account activity to credit bureaus?

Yes, Accion Small Business Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Accion perform a hard credit pull?

Yes, Accion San Diego performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Accion San Diego

We offer loans in a range of sizes through our lending arm, Accion Opportunity Fund Community Development,¹ as well as educational resources, coaching, and support networks in English and Spanish. Affordable capital, with transparent terms and no prepayment penalty. We can offer you different rates that vary based on which repayment plan you prefer. More than just loans. We also provide educational resources, coaching, and access to support networks.

Contact

Headquarters

404 Euclid Ave
Suite 271
San Diego, CA 92114
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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