ApplePie Capital Business Loans
ApplePie Capital Business Loans
in Business Loans from ApplePie Capital

ApplePie Capital Business Loans

in Business Loans from ApplePie Capital
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4 reviews
Loan Amount Starting at $100,000
APR  (Fixed APR) 8% - 14%
Loan Term (Months) 12 - 120 months

ApplePie Capital Business Loans Review

ApplePie capital is a business financing offering by ApplePie Capital, based in San Francisco, CA. Founded in 2014, ApplePie Capital offers access to small business loans in 50 states (and Washington, DC).

ApplePie capital FAQ

What are ApplePie capital’s rates?

ApplePie capital offers a fixed APR business financing product that ranges from 8% APR up to 14% APR.

Does ApplePie capital charge an origination fee?

Yes, ApplePie capital charges a loan origination fee starting at 5% of the business loan amount. ApplePie capital deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

What limitations does ApplePie capital set on the purpose of the business loan?

ApplePie capital considers business loan applications for business purposes, such as:

  • Business Debt Refinance
  • Equipment Purchase
  • Lease Improvement
  • New Location
  • Product or Service Expansion
  • Working capital

What types of small business loans does ApplePie capital offer?

Not all small business loans are made equal. The type of business loan you choose will determine the range of interest rates and terms you receive. ApplePie capital provides access to the following business loan types:

  • Unsecured Term Business Loans
  • SBA Loans

Does ApplePie capital charge prepayment fees?

No, ApplePie capital does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from ApplePie capital?

Business loan amounts start at $100,000.

What is the maximum business loan term you can get with ApplePie capital?

ApplePie capital offers small business loans with terms ranging from 12 to 120 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for ApplePie Capital Business Loans?

ApplePie Capital Business Loans requires companies to be in business for at least 12 months. Businesses don't have to meet a minimum annual revenue to be considered.

Applicants with a credit score of at least 640 and up to 850 may be eligible for ApplePie Capital Business Loans.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the ApplePie Capital Business Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by ApplePie Capital Business Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Proof of identity
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Message From ApplePie capital

One relationship, a wealth of financial choices for your franchise business. Reduce complexity and save time with a single financial partner. We match you with the right option at the right time with your goals in mind. Access the franchise finance expertise you need to execute your plan. We are dedicated to the franchise industry and understand your unique needs.


About ApplePie Capital Business Loans


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Origination Fee (%) Starting at 5%
Credit Score Range 640 - 850
Employment Statuses Considered Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
  • Veterans
Minimum Months in Business 12
Verification Documents Required
  • Proof of Income
  • Proof of Identity
APR Type Fixed APR
Loan Amount Starting at $100,000
APR (Fixed APR) 8% - 14%
Loan Term 12 - 120 months

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