Athas Capital Business Loans

Athas Capital Business Loans Review

Athas Capital Loans is a business financing offering by Athas Capital Group Inc, based in Calabasas, CA. Founded in 2008, Athas Capital Group Inc offers access to small business loans in 50 states (and Washington, DC).

Athas Capital Loans FAQ

What are Athas Capital Loans’s rates?

Athas Capital Loans offers a fixed APR business financing product that ranges from 7.625% APR.

Does Athas Capital Loans charge an origination fee?

Yes, Athas Capital Loans charges a loan origination fee.

What types of small business loans does Athas Capital Loans offer?

Not all small business loans are made equal. The type of business loan you choose will determine the range of interest rates and terms you receive. Athas Capital Loans provides access to the following business loan types:

• Commercial Real Estate Loans
• Bridge Loans

Does Athas Capital Loans charge prepayment fees?

Yes, Athas Capital Loans charges additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from Athas Capital Loans?

Business loan amounts start at $100,000 and go up to $4,000,000.

What do you need to qualify for Athas Capital Business Loans?

Athas Capital Business Loans does not require borrowers to have been in business for a minimum number of years. Businesses don't have to meet a minimum annual revenue to be considered.

Applicants with a credit score of at least 550 and up to 850 may be eligible for Athas Capital Business Loans.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Athas Capital Business Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Athas Capital Business Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Recent bank statements
• Driver's license
• Government issued photo ID
• Proof of identity
• U.S. tax identification number

Does Athas Capital Business Loans report your account activity to credit bureaus?

Yes, Athas Capital Business Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.