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Last Updated: 06/21/2025

Behalf

from Behalf

Last Updated: 06/21/2025

Behalf logo
Rating not yet determined3 total votes
3 users don't recommend

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Highlights

Amount Range

$300 - $50,000

APR (Fixed APR)

0% - 61%(Verified 06/21/2024)
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Loan Term (Months)

1 - 6
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Behalf Review

Behalf is a business financing offering by Behalf, based in New York, NY. Founded in 2011, Behalf offers access to small business loans in 50 states (and Washington, DC).

Behalf FAQ

What are Behalf rates?

Behalf offers a fixed APR business financing product that ranges from 0% APR up to 61% APR.

Does Behalf charge an origination fee?

No, Behalf does not charge a loan origination fee. A loan origination fee is what some lenders charge for processing, underwriting, and funding a business loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Behalf charge prepayment fees?

No, Behalf does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from Behalf?

Business loan amounts start at $300 and go up to $50,000.

What is the maximum business loan term you can get with Behalf?

Behalf offers small business loans with terms ranging from 1 to 6 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Behalf?

Behalf does not require borrowers to have been in business for a minimum number of years. Businesses don't have to meet a minimum annual revenue to be considered.
Applicants with a credit score of at least 560 and up to 850 may be eligible for Behalf.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Behalf.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of identity

Does Behalf report your account activity to credit bureaus?

Yes, Behalf reports to the following credit bureaus:
  • Equifax
  • Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Behalf perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
Behalf allows you to check your rates with a soft credit pull.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Behalf logo

Message from Behalf

Increase your working capital to start, improve or even expand your business. Get financing for start up costs, maintaining cash flow, making improvements, and other business expenses to increase your chances of success. Buy what you need to run your business, when you need it. By using Behalf to pay virtually any merchant you do business with, over time. Behalf reports all payments to major business credit bureaus monthly.

Contact

Headquarters

126 5th Avenue 10th Floor
New York, NY 10011
Visit Site
Email Support

Other Services by Behalf

Merchant Cash Advance

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Behalf Community Reviews

Would you recommend Behalf to your friends?

U

Anonymous

Mar 26, 2020

May or may not recommend

Behalf is one of the only businesses not supporting customers during the COVID-19 global pandemic. Pathetic, veiled, ambiguous digital lender. Not helping small biz. Do not trust. Behalf abandons relationships abruptly with bazaar and inconsistent algorithms.
Mostafa P. avatar image

Mostafa P.

Aug 8, 2019

May or may not recommend

I have had Behalf for 1 year now. And they have incorrectly taken away my credit line This credit company also has no one you can readily speak with, you must leave messages until someone responds. It is very frustrating and as a business owner you must constantly log in to make sure they don’t make mistakes on your account. Its not a real credit line
KF

Ken F.

Apr 12, 2019

May or may not recommend

They are the worst company I have ever dealt with. I apply with PERFECT credit and they turn me down and say contact Experian. I have sent them numerous emails explaining you must have me confused with someone else. Your making a mistake, because I have a 750 credit score, 18% utilazation rate. No lates No leans No public records. and all I get back from them is .......... thank ...Show More

Showing 3 of 3 reviews

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