Last Updated: 06/21/2025
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Highlights
Amount Range
$300 - $50,000
APR (Fixed APR)
0% - 61%(Verified 06/21/2024)
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Loan Term (Months)
1 - 6
Behalf Review
Behalf is a business financing offering by Behalf, based in New York, NY. Founded in 2011, Behalf offers access to small business loans in 50 states (and Washington, DC).
Behalf FAQ
What are Behalf rates?
Behalf offers a fixed APR business financing product that ranges from 0% APR up to 61% APR.
Does Behalf charge an origination fee?
No, Behalf does not charge a loan origination fee. A loan origination fee is what some lenders charge for processing, underwriting, and funding a business loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Behalf charge prepayment fees?
No, Behalf does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.
How much can you borrow from Behalf?
Business loan amounts start at $300 and go up to $50,000.
What is the maximum business loan term you can get with Behalf?
Behalf offers small business loans with terms ranging from 1 to 6 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for Behalf?
Behalf does not require borrowers to have been in business for a minimum number of years. Businesses don't have to meet a minimum annual revenue to be considered.
Applicants with a credit score of at least 560 and up to 850 may be eligible for Behalf. U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Behalf.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
Does Behalf report your account activity to credit bureaus?
Yes, Behalf reports to the following credit bureaus:
- Equifax
- Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Behalf perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Behalf allows you to check your rates with a soft credit pull.
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