Jump to Section

Advertiser Disclosure

Last Updated: 06/21/2025

BFS Capital Business Loans

in Business Loans from BFS Capital

Last Updated: 06/21/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Cast Your Vote

Compare All Business Loans

Filter & compare all your options in one place.

View All Products

Highlights

Amount Range

$5,000 - $500,000

APR (Fee-Based Product)

6.37% - 195%(Verified 06/21/2024)

Disclaimer popup with additional information

Loan Term (Months)

4 - 21

BFS Capital Business Loans Review

BFS Capital is a business financing offering by BFS Capital, based in Coral Springs, FL. Founded in 2002, BFS Capital offers access to small business loans in 50 states (and Washington, DC).

BFS Capital FAQ

What are BFS Capital rates?

This is a fee-based business loan. This means borrowers pay a percentage of the business loan balance as a fixed-fee instead of an ongoing APR. BFS Capital offers small business loans with a finance charge ranging from % to % of the business loan's amount.

The equivalent APR will vary depending on the terms. SuperMoney tried to run the numbers and a typical APR for this product ranges from 6.37% APR up to 195% APR.

Does BFS Capital charge an origination fee?

No, BFS Capital does not charge a loan origination fee. A loan origination fee is what some lenders charge for processing, underwriting, and funding a business loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does BFS Capital charge prepayment fees?

Yes, BFS Capital may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from BFS Capital?

Business loan amounts start at $5,000 and go up to $500,000.

What is the maximum business loan term you can get with BFS Capital?

BFS Capital offers small business loans with terms ranging from 4 to 21 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for BFS Capital Business Loans?

BFS Capital Business Loans requires companies to be in business for at least 24 months.

When it comes to credit scores, BFS Capital Business Loans doesn't have a set minimum or maximum. People with all types of credit scores can apply.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BFS Capital Business Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of identity

What is the estimated funding time for a business loan via BFS Capital?

BFS Capital can fund small business loans within 7 business days.

Does BFS Capital perform a hard credit pull?

Yes, BFS Capital performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from BFS Capital

BFS Capital is now operating as Nuula. Nuula is a mobile application that gives small business owners instant access to critical business metrics anytime, anywhere.

Contact

Headquarters

3301 N. University Drive, Suite 300

Coral Springs, FL 33065

Visit Site

Email Support