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Last Updated: 06/21/2025

BlueVine Business Loan

in Business Loans from BlueVine

Last Updated: 06/21/2025

BlueVine Business Loan logo
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Amount Range

Up to $2,000,000

APR (Fixed APR)

4.8% - 60%(Verified 06/21/2024)
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Loan Term (Months)

N/A

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BlueVine Business Loan Review

BlueVine is a business financing offering by BlueVine, based in Palo Alto, CA. Founded in 2013, BlueVine offers access to small business loans in 50 states (and Washington, DC).

BlueVine FAQ

What are BlueVine rates?

BlueVine offers a fixed APR business financing product that ranges from 4.8% APR up to 60% APR.

Does BlueVine charge an origination fee?

No, BlueVine does not charge a loan origination fee. A loan origination fee is what some lenders charge for processing, underwriting, and funding a business loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does BlueVine charge prepayment fees?

No, BlueVine does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

What do you need to qualify for BlueVine Business Loan?

BlueVine Business Loan requires companies to be in business for at least 3 months. Businesses must have a minimum annual revenue of $100,000 to be considered.
Applicants with a credit score of at least 530 and up to 850 may be eligible for BlueVine Business Loan.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BlueVine Business Loan.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

What is the estimated funding time for a business loan via BlueVine?

BlueVine can fund small business loans as soon as 1 business day.

Does BlueVine Business Loan report your account activity to credit bureaus?

Yes, BlueVine Business Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does BlueVine perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
BlueVine allows you to check your rates with a soft credit pull.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

BlueVine Business Loan logo

Message from BlueVine

Don't wait on net terms. Get an advance on your outstanding invoices with Invoice Factoring. Get a credit line based on the strength of your customers. As your sales grow, so can your credit limit. Unlike a traditional loan, there are no recurring payments when your customer pays by the invoice due date. You decide how many and which invoices to submit. Fund only what you need, when you need, without long-term contracts. Know exactly what you’re paying with our straightforward fees. We charge a simple weekly fee due when the invoice is paid.

Get the flexibility of a revolving line of credit. Draw as
you need and pay only for what you use. Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button. No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees. Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments. We support your business growth by getting you the right credit line for your business size at any stage. The Paycheck Protection Program (PPP) supported small businesses with 100% federally guaranteed loans to overcome obstacles created by the COVID-19 pandemic. Small businesses could apply for up to 2.5x their monthly payroll costs, or more in certain circumstances. A PPP loan had a maturity of 2-5 years, an interest rate of 1.00%, and could function like a grant if businesses met certain forgiveness criteria.

Contact

Headquarters

550 Hamilton Avenue
Palo Alto, CA 94301
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 8:00PM
Tuesday
8:00AM - 8:00PM
Wednesday
8:00AM - 8:00PM
Thursday
8:00AM - 8:00PM
Friday
8:00AM - 8:00PM
Saturday
Closed

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