Last Updated: 06/21/2025
CDC Small Business Finance Business Loans
Unaffiliated
Last Updated: 06/21/2025
SuperMoney User Recommendation Score -62
Strongly not recommended8 total votes
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Highlights
Community Rating
Strongly not recommended
Amount Range
$10,000 - $2,000,000
APR (Fixed APR)
N/A
Loan Term (Months)
36 - 300
Number of Reviews
CDC Small Business Finance Business Loans Review
CDC Small business finance is a business financing offering by CDC Small Business Finance, based in San Diego, CA. Founded in 1978, CDC Small Business Finance offers access to small business loans in 3 states across the USA.
CDC Small business finance FAQ
What are CDC Small business finance rates?
CDC Small business finance offers a fixed APR business financing product but they do not disclose their rates.
Does CDC Small business finance charge an origination fee?
Yes, CDC Small business finance charges a loan origination fee starting at 0% of the business loan amount . CDC Small business finance deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.
Does CDC Small business finance charge prepayment fees?
Yes, CDC Small business finance may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.How much can you borrow from CDC Small business finance?
Business loan amounts start at $10,000 and go up to $2,000,000.
What is the maximum business loan term you can get with CDC Small business finance?
CDC Small business finance offers small business loans with terms ranging from 36 to 300 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for CDC Small Business Finance Business Loans?
CDC Small Business Finance Business Loans does not require borrowers to have been in business for a minimum number of years. Businesses must have a minimum annual revenue of $7,600 to be considered.
Applicants with a credit score of at least 640 and up to 850 may be eligible for CDC Small Business Finance Business Loans. U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CDC Small Business Finance Business Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Proof of identity
Does CDC Small Business Finance perform a hard credit pull?
Yes, CDC Small business finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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SuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -62, or 1.8 on a 5-point rating scale.
-62
-1000+100
No one recommends
Everyone recommends
CDC Small Business Finance Business Loans Community Reviews
Would you recommend CDC Small Business Finance Business Loans to your friends?
AC
Antony C.
Jul 29, 2020
May or may not recommend
make sure before you send any documentation to them that you aware about lending requirements from this lender. they rejecting to borrowers AFTER you submitted bunch of documentation (from personal/business income taxes starting from 2017 to 2019 and up to PL statements, etc.) also, be aware about acceptable FICO scores, DTI, maximum loan amounts, no bankruptcy less 10 years old, minimum income and other criteria. make sure, ...Show More
Mark C.
Jul 26, 2019
May or may not recommend
Do you homework before signing on with any SBA loan service company. Realize that none of them lend you a dime.. they just push paper for the loan.
We cancelled a commercial building transaction during the contracted due diligence period, because it was discovered the roof needed major repairs and we couldn't come to an agreement with the seller.
When CDC learned this, the first response I received was NEXT time ...Show More
John T.
Dec 11, 2018
May or may not recommend
I was trying to get SBA loan from them and I ended up being very frustrated dealing with this company. Lots of back and forth and the process stretched out for months. 4 months to be exact. Just very unpleasent and they surprise you with Fees. Do not recommend!
KS
Kevin S.
Feb 13, 2018
May or may not recommend
I am a sole proprietor minority company that asked for them to help me obtain a small $20,000 loan. First I was given the wrong email to forward my documents to even after I asked the lady there "Kelly Klein" twice just to make sure it was correct, which was an omen to me right away. So I thought what the heck,what do I got to loose. So after obtaining ...Show More
U
Anonymous
May 9, 2015
May or may not recommend
The loan process wasn't too bad and when all was said and done, I got the money I needed to start a new expansion within a week or so. Now my business is growing day by day and I am seeing a profit for the first time in months!
U
Anonymous
Mar 20, 2015
May or may not recommend
I like CDC for my small business loans. They have really low interest rates, which is a huge factor for me. As a small business owner, I'm always looking for a bargain. CDC Small Business Finance offers some of the lowest rates I've seen and definitely delivered on their promises. The entire loan process was slightly confusing to me, but it got easier after the first loan I got with ...Show More
U
Anonymous
Mar 20, 2015
May or may not recommend
I think CDC Small Business Finance is a solid company. I went to them for a small business loan to help expand my salon, and they truly were great to work with. I really needed the loan and they made it pretty easy. They were so helpful and polite, and definitely knew a lot about small businesses and loans for them. I'm also happy with the interest rate I received. ...Show More
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Anonymous
Feb 24, 2015
May or may not recommend
CDC small business financial is a joke! Customer service was more of a dis-service. The rates were not what they were lead on to be and it took sooooo much longer than advertised. I would not recommend this company unless you want to owe your own company by the end of the deal.
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