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Last Updated: 06/21/2025

CDC Small Business Finance Business Loans

in Business Loans from CDC Small Business Finance

Last Updated: 06/21/2025

Strongly not recommended8 total votes

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6 users don't recommend

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Highlights

Community Rating

Strongly not recommended

Amount Range

$10,000 - $2,000,000

APR (Fixed APR)

N/A

Loan Term (Months)

36 - 300

Number of Reviews

CDC Small Business Finance Business Loans Review

CDC Small business finance is a business financing offering by CDC Small Business Finance, based in San Diego, CA. Founded in 1978, CDC Small Business Finance offers access to small business loans in 3 states across the USA.

CDC Small business finance FAQ

What are CDC Small business finance rates?

CDC Small business finance offers a fixed APR business financing product but they do not disclose their rates.

Does CDC Small business finance charge an origination fee?

Yes, CDC Small business finance charges a loan origination fee starting at 0% of the business loan amount . CDC Small business finance deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does CDC Small business finance charge prepayment fees?

Yes, CDC Small business finance may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from CDC Small business finance?

Business loan amounts start at $10,000 and go up to $2,000,000.

What is the maximum business loan term you can get with CDC Small business finance?

CDC Small business finance offers small business loans with terms ranging from 36 to 300 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for CDC Small Business Finance Business Loans?

CDC Small Business Finance Business Loans does not require borrowers to have been in business for a minimum number of years. Businesses must have a minimum annual revenue of $7,600 to be considered.

Applicants with a credit score of at least 640 and up to 850 may be eligible for CDC Small Business Finance Business Loans.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CDC Small Business Finance Business Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Proof of identity

Does CDC Small Business Finance perform a hard credit pull?

Yes, CDC Small business finance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from CDC Small business finance

You have a great idea and you need the financing to make it happen. We have multiple programs so that you can get the best loan to meet your needs. For over four decades, we have helped small business owners like you get a loan to support their business dreams. We have provided financing to more than 12,000 borrowers and counting. We are with you every step of the way. Let's talk so we can answer your questions, explain the process and help you get the financing you need.

Contact

Headquarters

2448 Historic Decatur Rd

#200

San Diego, CA 92106

(800) 611-5170

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