Skip to content
SuperMoney logo
SuperMoney logo
Business Loans
Advertiser Disclosure

Last Updated: 06/21/2025

Celtic Bank Business Loans

in Business Loans from Celtic Bank

Last Updated: 06/21/2025

Celtic Bank Business Loans logo
Mostly not recommended8 total votes
2 users recommend
6 users don't recommend
Cast Your Vote icon

Cast Your Vote

Compare All Business Loans

Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Community Rating

Mostly not recommended

Amount Range

$1,000 - $10,000,000

APR

4.5% - 27.22%(Verified 06/21/2024)
Disclaimer popup with additional information

Loan Term (Months)

12 - 360

Number of Reviews

8
Speech bubbles icon

Celtic Bank Business Loans Review

Celtic bank is a business financing offering by Celtic Bank, based in Salt Lake City, UT. Founded in 2001, Celtic Bank offers access to small business loans in 50 states (and Washington, DC).

Celtic bank FAQ

What are Celtic bank rates?

Celtic bank offers a business financing product that ranges from 4.5% APR up to 27.22% APR.

Does Celtic bank charge an origination fee?

Yes, Celtic bank charges a loan origination fee starting at 0% of the business loan amount . Celtic bank deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does Celtic bank charge prepayment fees?

Yes, Celtic bank may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from Celtic bank?

Business loan amounts start at $1,000 and go up to $10,000,000.

What is the maximum business loan term you can get with Celtic bank?

Celtic bank offers small business loans with terms ranging from 12 to 360 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Celtic Bank Business Loans?

Celtic Bank Business Loans does not require borrowers to have been in business for a minimum number of years. Businesses must have a minimum annual revenue of $27,220 to be considered.
Applicants with a credit score of at least 640 and up to 850 may be eligible for Celtic Bank Business Loans.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Celtic Bank Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Proof of identity

Does Celtic Bank perform a hard credit pull?

Yes, Celtic bank performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

268 South State Street, Suite 300
Salt Lake City, UT 84111
(800) 509-6191
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

Other Services by Celtic Bank