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Last Updated: 06/21/2025

Credibility Capital Small Business Loans

in Business Loans from Credibility Capital

Last Updated: 06/21/2025

Credibility Capital Small Business Loans logo
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Amount Range

$10,000 - $400,000

APR (Fixed APR)

10% - 25%(Verified 06/21/2024)
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Loan Term (Months)

12 - 36

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Credibility Capital Small Business Loans Review

Credibility Capital Small Business Loans is a business financing offering by Credibility Capital, based in New York, NY. Founded in 2013, Credibility Capital offers access to small business loans in 46 states (and Washington, DC).

Credibility Capital Small Business Loans FAQ

What are Credibility Capital Small Business Loans rates?

Credibility Capital Small Business Loans offers a fixed APR business financing product that ranges from 10% APR up to 25% APR.

Does Credibility Capital Small Business Loans charge an origination fee?

Yes, Credibility Capital Small Business Loans charges a loan origination fee of 3% to 5% of the business loan amount . Credibility Capital Small Business Loans deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does Credibility Capital Small Business Loans charge prepayment fees?

No, Credibility Capital Small Business Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from Credibility Capital Small Business Loans?

Business loan amounts start at $10,000 and go up to $400,000.

What is the maximum business loan term you can get with Credibility Capital Small Business Loans?

Credibility Capital Small Business Loans offers small business loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Credibility Capital Small Business Loans?

Credibility Capital Small Business Loans requires companies to be in business for at least 24 months.
Applicants with a credit score of at least 650 and up to 850 may be eligible for Credibility Capital Small Business Loans.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Credibility Capital Small Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Business formation documents
  • Proof of citizenship or residence permit

What is the estimated funding time for a business loan via Credibility Capital Small Business Loans?

Credibility Capital Small Business Loans can fund small business loans within 7 business days.

Does Credibility Capital perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
Credibility Capital Small Business Loans allows you to check your rates with a soft credit pull.

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Headquarters

419 Park Ave S
8th Floor
New York, NY 10016
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